SBA lending by metro area
SBA lenders in Port Townsend, WA
Which lenders fund Port Townsend-area businesses, how much, and how the market compares with Washington: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Port Townsend area
Ranked by SBA volume funded to businesses located in the Port Townsend micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Heritage Bank | 11 | $2.8M | $252K | not reported |
| 2 | Evergreen Business Capital | 6 | $2.3M | $377K | not reported |
| 3 | Columbia Bank | 5 | $1.6M | $317K | not reported |
| 4 | U.S. Bank, National Association | 6 | $1.0M | $167K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Port Townsend compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Port Townsend area | $335K ▲ 50.0% | 10.7% ▲ 1.6 pts |
| Washington | $223K | 9.1% |
| United States | $179K | 11.2% |
What gets funded in Port Townsend
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 23 | $21.0M |
| Retail Trade | 20 | $15.0M |
| Wholesale Trade | 5 | $5.5M |
| Real Estate | 7 | $5.4M |
| Other Services | 6 | $4.2M |
| Manufacturing | 7 | $3.8M |
| Professional and Technical Services | 5 | $2.1M |
SBA lending in Port Townsend by year
Geography, precisely
"Port Townsend area" here means the Port Townsend, WA micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Jefferson County, WA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.