SBA lender profile
Heritage Bank
Heritage Bank appears in the public SBA loan data with 271 funded 7(a) loans totaling $173.5M, an average of $640K per loan, and an estimated 2,683 jobs supported. Its SBA lending concentrates in Washington and the Professional and Technical Services sector. Across all of its loans in the data, its charge-off rate is 0.4%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
271
Total volume
$173.5M
Average loan size
$640K
Charge-off rate
0.4%
Share of funded loans charged off
Jobs supported (reported)
2,683
Programs
7(a)
Bank profile
via FDIC- Total assets
- $82M
- Headquarters
- Mannford, OK
- FDIC cert
- #11523
- Status
- Inactive
Where Heritage Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Washington | 214 | $141.2M |
| Oregon | 43 | $28.5M |
| Kansas | 3 | $2.1M |
| Nebraska | 6 | $1.1M |
| Idaho | 5 | $573K |
What Heritage Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Professional and Technical Services | 51 | $29.5M |
| Accommodation and Food Services | 35 | $28.2M |
| Wholesale Trade | 14 | $18.5M |
| Construction | 24 | $17.4M |
| Manufacturing | 27 | $17.0M |
| Transportation and Warehousing | 20 | $14.4M |
Heritage Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 34 | $15.2M |
| 2021 | 53 | $34.7M |
| 2022 | 35 | $26.1M |
| 2023 | 30 | $26.3M |
| 2024 | 40 | $19.2M |
| 2025 | 53 | $43.0M |
| 2026 | 26 | $9.0M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Heritage Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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