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SBA lending by metro area

SBA lenders in Portland, ME

Which lenders fund Portland-area businesses, how much, and how the market compares with Maine: SBA 7(a) and 504 loans, FY2010–2026.

By Mario Bailey · SBA FOIA data as of 2026-03-31

SBA loans
3,155
Total funded
$906.5M
Average loan
$287K
7(a) charge-off
1.7%

Top SBA lenders in the Portland area

Ranked by SBA volume funded to businesses located in the Portland metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.

# Lender Loans Total funded Average loan 7(a) charge-off
1 Granite State Economic Development Corporation 579 $304.9M $527K not reported
2 Bangor Savings Bank 497 $71.9M $145K 1.21%
3 Maine Community Bank 233 $53.8M $231K 0.43%
4 TD Bank, National Association 375 $46.3M $123K 2.40%
5 Norway Savings Bank 142 $40.5M $285K 0.00%
6 Southern Maine Finance Agency 67 $34.2M $510K not reported
7 KeyBank National Association 104 $27.4M $263K 1.92%
8 Kennebunk Savings Bank 143 $26.1M $182K 0.70%
9 Live Oak Banking Company 23 $25.4M $1.1M 4.35%
10 Manufacturers and Traders Trust Company 140 $25.1M $179K 2.86%

SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.

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How Portland compares

Median funded SBA loan and 504 share of loans, FY2010–2026.

Median loan504 share
Portland area $120K ▲ 20.0% 20.9% ▲ 5.4 pts
Maine$100K15.5%
United States$179K11.2%

What gets funded in Portland

IndustryLoansTotal funded
Accommodation and Food Services 660 $236.0M
Retail Trade 387 $99.9M
Manufacturing 311 $94.2M
Health Care and Social Assistance 278 $83.9M
Construction 312 $72.0M
Other Services 240 $61.2M
Professional and Technical Services 242 $51.0M
Administrative and Support 166 $39.3M

SBA lending in Portland by year

Geography, precisely

"Portland area" here means the Portland-South Portland, ME metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Cumberland County, ME; Sagadahoc County, ME; York County, ME. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.