SBA lending by metro area
SBA lenders in Rocky Mount, NC
Which lenders fund Rocky Mount-area businesses, how much, and how the market compares with North Carolina: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Rocky Mount area
Ranked by SBA volume funded to businesses located in the Rocky Mount metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Leader Bank, National Association | 6 | $15.0M | $2.5M | not reported |
| 2 | Live Oak Banking Company | 10 | $13.9M | $1.4M | not reported |
| 3 | United Community Bank | 5 | $8.6M | $1.7M | not reported |
| 4 | GBank | 5 | $7.3M | $1.5M | not reported |
| 5 | Truist Bank | 22 | $7.2M | $327K | 0.00% |
| 6 | Southern Bank and Trust Company | 20 | $5.2M | $258K | 5.00% |
| 7 | TowneBank | 7 | $5.1M | $725K | not reported |
| 8 | First Financial Bank | 5 | $4.4M | $877K | not reported |
| 9 | Business Expansion Funding Corporation | 8 | $3.6M | $450K | not reported |
| 10 | Northeast Bank | 5 | $1.3M | $257K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Rocky Mount compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Rocky Mount area | $281K ▲ 8.1% | 8.1% |
| North Carolina | $260K | 7.6% |
| United States | $179K | 11.2% |
What gets funded in Rocky Mount
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 26 | $36.2M |
| Construction | 23 | $20.6M |
| Other Services | 29 | $19.7M |
| Retail Trade | 24 | $13.5M |
| Agriculture, Forestry, Fishing | 6 | $9.4M |
| Manufacturing | 13 | $8.5M |
| Professional and Technical Services | 13 | $7.5M |
| Administrative and Support | 9 | $5.0M |
SBA lending in Rocky Mount by year
Geography, precisely
"Rocky Mount area" here means the Rocky Mount, NC metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Edgecombe County, NC; Nash County, NC. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.