SBA lending by metro area
SBA lenders in Ruston, LA
Which lenders fund Ruston-area businesses, how much, and how the market compares with Louisiana: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Ruston area
Ranked by SBA volume funded to businesses located in the Ruston micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | First Financial Bank | 15 | $10.1M | $675K | not reported |
| 2 | The Huntington National Bank | 8 | $9.7M | $1.2M | not reported |
| 3 | Gibsland Bank & Trust Company | 15 | $6.0M | $402K | not reported |
| 4 | Live Oak Banking Company | 6 | $3.2M | $526K | not reported |
| 5 | JPMorgan Chase Bank, National Association | 8 | $1.6M | $202K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Ruston compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Ruston area | $233K ▲ 19.5% | 6.5% ▲ 0.8 pts |
| Louisiana | $195K | 5.7% |
| United States | $179K | 11.2% |
What gets funded in Ruston
| Industry | Loans | Total funded |
|---|---|---|
| Agriculture, Forestry, Fishing | 22 | $22.4M |
| Accommodation and Food Services | 10 | $8.9M |
| Professional and Technical Services | 9 | $4.7M |
| Retail Trade | 9 | $2.6M |
| Manufacturing | 7 | $2.5M |
SBA lending in Ruston by year
Geography, precisely
"Ruston area" here means the Ruston, LA micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Lincoln Parish, LA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.