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SBA lender profile

Gibsland Bank & Trust Company

Gibsland Bank & Trust Company appears in the public SBA loan data with 168 funded 7(a) loans since FY2010, totaling $105.2M, an average of $626K per loan, and an estimated 2,755 jobs supported. Its SBA lending concentrates in Louisiana and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 3.6%. 53.6% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 69
Scale 67
Activity 61
Consistency 67

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
168
Since FY2010
Total volume
$105.2M
Average loan size
$626K
7(a) charge-off rate
3.6%
Share of 7(a) loans charged off
Jobs supported (reported)
2,755
Programs
7(a)

Is Gibsland Bank & Trust Company the right lender for you?

Lenders fund what they know. Gibsland Bank & Trust Company's SBA lending concentrates in Louisiana (161 loans) and Retail Trade (40 loans), at an average loan of $626K. If your business does not look like that, a different SBA lender is likely the better fit.

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Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.

Bank profile

via FDIC
Total assets
$575M
Headquarters
Gibsland, LA
FDIC cert
#16689
Status
Active

Where Gibsland Bank & Trust Company lends

Top states by funded SBA volume.

StateLoansTotal volume
Louisiana 161 $93.2M
Texas 6 $11.9M
Arkansas 1 $180K

Metro areas where Gibsland Bank & Trust Company funds

What Gibsland Bank & Trust Company funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Retail Trade 40 $20.5M
Mining and Extraction 15 $16.7M
Construction 17 $12.6M
Accommodation and Food Services 10 $9.9M
Agriculture, Forestry, Fishing 10 $9.8M
Manufacturing 15 $9.0M

Gibsland Bank & Trust Company SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
201024$3.8M
201116$3.3M
201211$1.4M
201316$8.6M
201428$40.6M
201515$11.4M
201613$11.3M
201711$5.3M
20186$2.8M
20197$4.7M
20201$200K
20211$138K
20246$2.1M
202513$9.5M

Related SBA lenders

Other lenders active in Louisiana or in Retail Trade.

Comparing lenders? See how to choose an SBA lender by track record.

Gibsland Bank & Trust Company: frequently asked questions

Does Gibsland Bank & Trust Company offer SBA loans?

Yes. Gibsland Bank & Trust Company appears in the public SBA data with 168 funded SBA 7(a) loans totaling $105.2M.

How many SBA loans has Gibsland Bank & Trust Company made?

Gibsland Bank & Trust Company is associated with 168 SBA 7(a) loans totaling $105.2M in the public SBA data (as of 2026-03-31).

What is Gibsland Bank & Trust Company's SBA charge-off rate?

About 3.6% of Gibsland Bank & Trust Company's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Gibsland Bank & Trust Company do most of its SBA lending?

Gibsland Bank & Trust Company's SBA lending in the data is most concentrated in Louisiana, and by industry in Retail Trade.

Is Gibsland Bank & Trust Company an SBA Preferred Lender (PLP)?

The loan record shows Gibsland Bank & Trust Company operating under PLP delegated authority: 90 of its 7(a) loans (53.6%) were processed through the Preferred Lenders Program, including 11 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For Gibsland Bank & Trust Company

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Gibsland Bank & Trust Company's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Gibsland Bank & Trust Company SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/gibsland-bank-trust-company/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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