SBA lending by metro area
SBA lenders in San Juan, PR
Which lenders fund San Juan-area businesses, how much, and how the market compares with Puerto Rico: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the San Juan area
Ranked by SBA volume funded to businesses located in the San Juan metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Banco Popular de Puerto Rico | 2,889 | $402.4M | $139K | 2.15% |
| 2 | Oriental Bank | 1,088 | $148.6M | $137K | 3.03% |
| 3 | Corp. Financiamiento Empresarial del Comercio y Comunidades (COFECC) | 340 | $117.0M | $344K | not reported |
| 4 | PYMES Financial Partners, Inc. | 264 | $107.3M | $407K | not reported |
| 5 | FirstBank Puerto Rico | 861 | $102.3M | $119K | 7.08% |
| 6 | Marketing Small Business Finance Corporation | 233 | $84.2M | $362K | not reported |
| 7 | Economic Development Bank for Puerto Rico | 276 | $48.4M | $175K | 6.52% |
| 8 | Live Oak Banking Company | 9 | $17.1M | $1.9M | not reported |
| 9 | BayFirst National Bank | 5 | $6.0M | $1.2M | not reported |
| 10 | Cooperativa de Ahorro y Cr<ac,e>dito de Arecibo (COOPACA) | 5 | $796K | $159K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How San Juan compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| San Juan area | $81K ▲ 15.3% | 13.8% ▲ 1.8 pts |
| Puerto Rico | $70K | 12.0% |
| United States | $179K | 11.2% |
What gets funded in San Juan
| Industry | Loans | Total funded |
|---|---|---|
| Health Care and Social Assistance | 1,289 | $210.2M |
| Retail Trade | 970 | $176.1M |
| Accommodation and Food Services | 682 | $127.7M |
| Wholesale Trade | 432 | $106.5M |
| Professional and Technical Services | 597 | $91.0M |
| Manufacturing | 414 | $84.7M |
| Construction | 391 | $55.1M |
| Other Services | 440 | $44.5M |
SBA lending in San Juan by year
Geography, precisely
"San Juan area" here means the San Juan-Bayamón-Caguas, PR metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Aguas Buenas Municipio, PR; Aibonito Municipio, PR; Barceloneta Municipio, PR; Barranquitas Municipio, PR; Bayamón Municipio, PR; Caguas Municipio, PR; Canóvanas Municipio, PR; Carolina Municipio, PR; Cataño Municipio, PR; Cayey Municipio, PR; Ceiba Municipio, PR; Ciales Municipio, PR; Cidra Municipio, PR; Comerío Municipio, PR; Corozal Municipio, PR; Dorado Municipio, PR; Fajardo Municipio, PR; Florida Municipio, PR; Guaynabo Municipio, PR; Gurabo Municipio, PR; Humacao Municipio, PR; Juncos Municipio, PR; Las Piedras Municipio, PR; Loíza Municipio, PR; Luquillo Municipio, PR; Manatí Municipio, PR; Maunabo Municipio, PR; Morovis Municipio, PR; Naguabo Municipio, PR; Naranjito Municipio, PR; Orocovis Municipio, PR; Río Grande Municipio, PR; San Juan Municipio, PR; San Lorenzo Municipio, PR; Toa Alta Municipio, PR; Toa Baja Municipio, PR; Trujillo Alto Municipio, PR; Vega Alta Municipio, PR; Vega Baja Municipio, PR; Yabucoa Municipio, PR. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.