SBA lending by metro area
SBA lenders in Sanford, NC
Which lenders fund Sanford-area businesses, how much, and how the market compares with North Carolina: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Sanford area
Ranked by SBA volume funded to businesses located in the Sanford micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 9 | $15.0M | $1.7M | not reported |
| 2 | Celtic Bank Corporation | 8 | $6.9M | $865K | not reported |
| 3 | Wells Fargo Bank National Association | 12 | $5.2M | $433K | not reported |
| 4 | Truist Bank | 9 | $4.0M | $441K | not reported |
| 5 | Business Expansion Funding Corporation | 6 | $3.2M | $533K | not reported |
| 6 | Newtek Small Business Finance, Inc. | 5 | $2.1M | $425K | not reported |
| 7 | United Community Bank | 5 | $1.4M | $283K | not reported |
| 8 | PNC Bank, National Association | 6 | $816K | $136K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Sanford compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Sanford area | $350K ▲ 34.6% | 6.9% ▼ 0.7 pts |
| North Carolina | $260K | 7.6% |
| United States | $179K | 11.2% |
What gets funded in Sanford
| Industry | Loans | Total funded |
|---|---|---|
| Manufacturing | 12 | $13.7M |
| Retail Trade | 15 | $8.8M |
| Other Services | 16 | $8.6M |
| Professional and Technical Services | 8 | $7.6M |
| Accommodation and Food Services | 16 | $7.5M |
| Real Estate | 5 | $6.5M |
| Health Care and Social Assistance | 9 | $4.1M |
| Wholesale Trade | 6 | $3.8M |
SBA lending in Sanford by year
Geography, precisely
"Sanford area" here means the Sanford, NC micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Lee County, NC. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.