SBA lending by metro area
SBA lenders in Sayre, PA
Which lenders fund Sayre-area businesses, how much, and how the market compares with Pennsylvania: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Sayre area
Ranked by SBA volume funded to businesses located in the Sayre micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Citizens & Northern Bank | 54 | $5.9M | $110K | 0.00% |
| 2 | Manufacturers and Traders Trust Company | 53 | $4.7M | $88K | 7.55% |
| 3 | First Citizens Community Bank | 12 | $1.1M | $95K | not reported |
| 4 | Chemung Canal Trust Company | 8 | $976K | $122K | not reported |
| 5 | PS Bank | 11 | $750K | $68K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Sayre compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Sayre area | $86K ▼ 42.7% | 5.5% ▼ 0.7 pts |
| Pennsylvania | $150K | 6.2% |
| United States | $179K | 11.2% |
What gets funded in Sayre
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 27 | $17.7M |
| Other Services | 16 | $4.2M |
| Transportation and Warehousing | 42 | $3.7M |
| Retail Trade | 14 | $3.0M |
| Construction | 14 | $2.1M |
| Agriculture, Forestry, Fishing | 9 | $2.1M |
| Manufacturing | 17 | $1.8M |
| Real Estate | 9 | $828K |
SBA lending in Sayre by year
Geography, precisely
"Sayre area" here means the Sayre, PA micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Bradford County, PA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.