SBA lender profile
Chemung Canal Trust Company
Chemung Canal Trust Company appears in the public SBA loan data with 141 funded 7(a) loans since FY2010, totaling $22.9M, an average of $162K per loan, and an estimated 1,361 jobs supported. Its SBA lending concentrates in New York and the Construction sector. Across its 7(a) loans, the charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 90
- Scale 48
- Activity 45
- Consistency 71
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Chemung Canal Trust Company the right lender for you?
Lenders fund what they know. Chemung Canal Trust Company's SBA lending concentrates in New York (132 loans) and Construction (15 loans), at an average loan of $162K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $2.7B
- Headquarters
- Elmira, NY
- FDIC cert
- #597
- Status
- Active
Where Chemung Canal Trust Company lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New York | 132 | $21.6M |
| Pennsylvania | 8 | $976K |
| California | 1 | $300K |
Metro areas where Chemung Canal Trust Company funds
What Chemung Canal Trust Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 15 | $4.5M |
| Retail Trade | 20 | $3.4M |
| Accommodation and Food Services | 26 | $3.2M |
| Professional and Technical Services | 14 | $2.2M |
| Manufacturing | 17 | $2.2M |
| Arts, Entertainment, Recreation | 8 | $1.7M |
Chemung Canal Trust Company SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 3 | $1.4M |
| 2011 | 9 | $1.8M |
| 2012 | 3 | $2.0M |
| 2017 | 2 | $440K |
| 2018 | 11 | $1.3M |
| 2019 | 14 | $2.0M |
| 2020 | 12 | $1.8M |
| 2021 | 31 | $5.1M |
| 2022 | 19 | $1.8M |
| 2023 | 12 | $1.6M |
| 2024 | 16 | $1.6M |
| 2025 | 6 | $1.5M |
| 2026 | 3 | $481K |
Related SBA lenders
Other lenders active in New York or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
Chemung Canal Trust Company: frequently asked questions
Does Chemung Canal Trust Company offer SBA loans?
Yes. Chemung Canal Trust Company appears in the public SBA data with 141 funded SBA 7(a) loans totaling $22.9M.
How many SBA loans has Chemung Canal Trust Company made?
Chemung Canal Trust Company is associated with 141 SBA 7(a) loans totaling $22.9M in the public SBA data (as of 2026-03-31).
What is Chemung Canal Trust Company's SBA charge-off rate?
About 0.0% of Chemung Canal Trust Company's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Chemung Canal Trust Company do most of its SBA lending?
Chemung Canal Trust Company's SBA lending in the data is most concentrated in New York, and by industry in Construction.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Chemung Canal Trust Company SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/chemung-canal-trust-company/
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