SBA lender profile
Chemung Canal Trust Company
Chemung Canal Trust Company appears in the public SBA loan data with 99 funded 7(a) loans totaling $13.8M, an average of $140K per loan, and an estimated 837 jobs supported. Its SBA lending concentrates in New York and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
99
Total volume
$13.8M
Average loan size
$140K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
837
Programs
7(a)
Bank profile
via FDIC- Total assets
- $2.7B
- Headquarters
- Elmira, NY
- FDIC cert
- #597
- Status
- Active
Where Chemung Canal Trust Company lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New York | 92 | $13.2M |
| Pennsylvania | 6 | $376K |
| California | 1 | $300K |
What Chemung Canal Trust Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 20 | $2.6M |
| Construction | 9 | $1.9M |
| Manufacturing | 15 | $1.7M |
| Professional and Technical Services | 11 | $1.6M |
| Retail Trade | 8 | $1.1M |
| Utilities | 4 | $1.0M |
Chemung Canal Trust Company SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 12 | $1.8M |
| 2021 | 31 | $5.1M |
| 2022 | 19 | $1.8M |
| 2023 | 12 | $1.6M |
| 2024 | 16 | $1.6M |
| 2025 | 6 | $1.5M |
| 2026 | 3 | $481K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Chemung Canal Trust Company's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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