SBA lending by metro area
SBA lenders in Scranton, PA
Which lenders fund Scranton-area businesses, how much, and how the market compares with Pennsylvania: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Scranton area
Ranked by SBA volume funded to businesses located in the Scranton metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Fidelity Deposit and Discount Bank | 225 | $52.5M | $234K | 4.89% |
| 2 | Peoples Security Bank and Trust Company | 138 | $44.8M | $324K | 5.80% |
| 3 | NEPA Alliance Business Finance Corporation | 107 | $40.9M | $383K | 0.00% |
| 4 | Northeastern Economic Development Company of PA-CDC, Inc. | 39 | $29.4M | $755K | not reported |
| 5 | Live Oak Banking Company | 17 | $26.5M | $1.6M | not reported |
| 6 | PS Bank | 143 | $24.9M | $174K | 0.00% |
| 7 | Manufacturers and Traders Trust Company | 250 | $24.0M | $96K | 2.00% |
| 8 | Community Bank, National Association | 62 | $18.2M | $294K | 0.00% |
| 9 | Empire State Certified Development Corporation | 14 | $17.3M | $1.2M | not reported |
| 10 | Newtek Small Business Finance, Inc. | 13 | $14.6M | $1.1M | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Scranton compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Scranton area | $144K ▼ 4.0% | 10.2% ▲ 4.0 pts |
| Pennsylvania | $150K | 6.2% |
| United States | $179K | 11.2% |
What gets funded in Scranton
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 260 | $127.0M |
| Retail Trade | 227 | $87.9M |
| Manufacturing | 110 | $55.4M |
| Transportation and Warehousing | 114 | $39.3M |
| Health Care and Social Assistance | 98 | $32.8M |
| Construction | 132 | $32.2M |
| Wholesale Trade | 66 | $29.9M |
| Other Services | 118 | $27.9M |
SBA lending in Scranton by year
Geography, precisely
"Scranton area" here means the Scranton--Wilkes-Barre, PA metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Lackawanna County, PA; Luzerne County, PA; Wyoming County, PA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.