SBA lending by metro area
SBA lenders in Shelbyville, TN
Which lenders fund Shelbyville-area businesses, how much, and how the market compares with Tennessee: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Shelbyville area
Ranked by SBA volume funded to businesses located in the Shelbyville micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | First Financial Bank | 12 | $15.7M | $1.3M | not reported |
| 2 | Live Oak Banking Company | 7 | $14.1M | $2.0M | not reported |
| 3 | U.S. Bank, National Association | 12 | $2.5M | $210K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Shelbyville compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Shelbyville area | $381K ▲ 52.4% | 0.0% ▼ 5.3 pts |
| Tennessee | $250K | 5.3% |
| United States | $179K | 11.2% |
What gets funded in Shelbyville
| Industry | Loans | Total funded |
|---|---|---|
| Agriculture, Forestry, Fishing | 19 | $32.2M |
| Accommodation and Food Services | 5 | $3.2M |
| Construction | 7 | $946K |
SBA lending in Shelbyville by year
Geography, precisely
"Shelbyville area" here means the Shelbyville, TN micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Bedford County, TN. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.