SBA lending by metro area
SBA lenders in Sidney, OH
Which lenders fund Sidney-area businesses, how much, and how the market compares with Ohio: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Sidney area
Ranked by SBA volume funded to businesses located in the Sidney micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 27 | $14.6M | $541K | 14.81% |
| 2 | West Central Partnership, Inc. | 5 | $4.6M | $923K | not reported |
| 3 | First Financial Bank | 5 | $4.1M | $830K | not reported |
| 4 | U.S. Bank, National Association | 35 | $3.6M | $103K | 2.86% |
| 5 | JPMorgan Chase Bank, National Association | 5 | $337K | $67K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Sidney compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Sidney area | $100K ▲ 25.0% | 9.5% ▲ 4.1 pts |
| Ohio | $80K | 5.4% |
| United States | $179K | 11.2% |
What gets funded in Sidney
| Industry | Loans | Total funded |
|---|---|---|
| Manufacturing | 26 | $24.0M |
| Accommodation and Food Services | 17 | $8.3M |
| Health Care and Social Assistance | 12 | $3.0M |
| Arts, Entertainment, Recreation | 5 | $1.4M |
| Wholesale Trade | 5 | $1.2M |
| Construction | 16 | $593K |
| Transportation and Warehousing | 7 | $502K |
| Retail Trade | 5 | $283K |
SBA lending in Sidney by year
Geography, precisely
"Sidney area" here means the Sidney, OH micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Shelby County, OH. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.