SBA lending by metro area
SBA lenders in Stephenville, TX
Which lenders fund Stephenville-area businesses, how much, and how the market compares with Texas: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Stephenville area
Ranked by SBA volume funded to businesses located in the Stephenville micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Celtic Bank Corporation | 8 | $5.4M | $675K | not reported |
| 2 | TexasBank | 16 | $3.4M | $210K | not reported |
| 3 | Wells Fargo Bank National Association | 7 | $1.7M | $238K | not reported |
| 4 | First Financial Bank | 6 | $1.2M | $207K | not reported |
| 5 | InterBank | 5 | $652K | $130K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Stephenville compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Stephenville area | $335K ▲ 34.0% | 8.8% ▲ 1.4 pts |
| Texas | $250K | 7.4% |
| United States | $179K | 11.2% |
What gets funded in Stephenville
| Industry | Loans | Total funded |
|---|---|---|
| Retail Trade | 24 | $19.4M |
| Accommodation and Food Services | 16 | $9.4M |
| Other Services | 10 | $9.2M |
| Professional and Technical Services | 14 | $2.8M |
| Administrative and Support | 5 | $2.2M |
| Construction | 6 | $1.6M |
| Wholesale Trade | 8 | $1.4M |
SBA lending in Stephenville by year
Geography, precisely
"Stephenville area" here means the Stephenville, TX micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Erath County, TX. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.