SBA lending by metro area
SBA lenders in Tampa, FL
Which lenders fund Tampa-area businesses, how much, and how the market compares with Florida: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Tampa area
Ranked by SBA volume funded to businesses located in the Tampa metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Florida Business Development Corporation | 1,032 | $670.6M | $650K | not reported |
| 2 | Florida First Capital Finance Corporation, Inc. | 406 | $363.9M | $896K | not reported |
| 3 | Valley National Bank | 255 | $224.2M | $879K | 1.18% |
| 4 | Live Oak Banking Company | 188 | $223.9M | $1.2M | 0.00% |
| 5 | BayFirst National Bank | 391 | $197.1M | $504K | 4.35% |
| 6 | Truist Bank | 340 | $171.5M | $504K | 1.18% |
| 7 | The Huntington National Bank | 423 | $163.9M | $387K | 1.42% |
| 8 | Sunshine State Economic Development Corporation | 254 | $153.1M | $603K | 3.85% |
| 9 | Wells Fargo Bank National Association | 699 | $146.0M | $209K | 7.30% |
| 10 | The Bank of Tampa | 156 | $134.6M | $863K | 1.28% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Tampa compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Tampa area | $288K ▲ 15.3% | 17.2% ▲ 1.9 pts |
| Florida | $250K | 15.3% |
| United States | $179K | 11.2% |
What gets funded in Tampa
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 1,203 | $950.3M |
| Health Care and Social Assistance | 1,346 | $924.3M |
| Professional and Technical Services | 1,153 | $515.3M |
| Retail Trade | 1,016 | $469.3M |
| Manufacturing | 689 | $466.0M |
| Other Services | 933 | $450.2M |
| Construction | 958 | $433.2M |
| Wholesale Trade | 461 | $291.2M |
SBA lending in Tampa by year
Geography, precisely
"Tampa area" here means the Tampa-St. Petersburg-Clearwater, FL metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Hernando County, FL; Hillsborough County, FL; Pasco County, FL; Pinellas County, FL. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.