SBA lender profile
Valley National Bank
Valley National Bank appears in the public SBA loan data with 587 funded 7(a) loans since FY2010, totaling $548.3M, an average of $934K per loan, and an estimated 10,112 jobs supported. Its SBA lending concentrates in Florida and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 1.4%. 37.8% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 84
- Scale 88
- Activity 92
- Consistency 86
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Valley National Bank the right lender for you?
Lenders fund what they know. Valley National Bank's SBA lending concentrates in Florida (425 loans) and Accommodation and Food Services (133 loans), at an average loan of $934K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $169M
- Headquarters
- Espanola, NM
- FDIC cert
- #19245
- Status
- Inactive
Where Valley National Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Florida | 425 | $395.8M |
| Alabama | 77 | $59.1M |
| New York | 30 | $40.1M |
| New Jersey | 36 | $27.9M |
| Massachusetts | 2 | $7.8M |
| Louisiana | 4 | $6.5M |
Metro areas where Valley National Bank funds
What Valley National Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 133 | $106.8M |
| Retail Trade | 72 | $73.1M |
| Arts, Entertainment, Recreation | 41 | $51.0M |
| Health Care and Social Assistance | 63 | $50.0M |
| Manufacturing | 43 | $49.1M |
| Construction | 37 | $44.3M |
Valley National Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 13 | $3.7M |
| 2011 | 8 | $3.8M |
| 2012 | 20 | $13.7M |
| 2013 | 37 | $30.4M |
| 2014 | 26 | $28.8M |
| 2015 | 37 | $29.2M |
| 2016 | 45 | $42.4M |
| 2017 | 49 | $40.3M |
| 2018 | 53 | $39.3M |
| 2019 | 42 | $25.7M |
| 2020 | 17 | $14.2M |
| 2021 | 40 | $36.9M |
| 2022 | 36 | $33.8M |
| 2023 | 46 | $44.2M |
| 2024 | 53 | $74.9M |
| 2025 | 42 | $55.1M |
| 2026 | 23 | $31.8M |
Related SBA lenders
Other lenders active in Florida or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Valley National Bank: frequently asked questions
Does Valley National Bank offer SBA loans?
Yes. Valley National Bank appears in the public SBA data with 587 funded SBA 7(a) loans totaling $548.3M.
How many SBA loans has Valley National Bank made?
Valley National Bank is associated with 587 SBA 7(a) loans totaling $548.3M in the public SBA data (as of 2026-03-31).
What is Valley National Bank's SBA charge-off rate?
About 1.4% of Valley National Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Valley National Bank do most of its SBA lending?
Valley National Bank's SBA lending in the data is most concentrated in Florida, and by industry in Accommodation and Food Services.
Is Valley National Bank an SBA Preferred Lender (PLP)?
The loan record shows Valley National Bank operating under PLP delegated authority: 222 of its 7(a) loans (37.8%) were processed through the Preferred Lenders Program, including 103 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Valley National Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/valley-national-bank/
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