SBA lending by metro area
SBA lenders in Topeka, KS
Which lenders fund Topeka-area businesses, how much, and how the market compares with Kansas: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Topeka area
Ranked by SBA volume funded to businesses located in the Topeka metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Wakarusa Valley Development, Inc. | 46 | $22.9M | $497K | not reported |
| 2 | Rural Missouri, Inc. | 13 | $11.2M | $861K | not reported |
| 3 | Capitol Federal Savings Bank | 35 | $9.5M | $271K | 5.71% |
| 4 | U.S. Bank, National Association | 41 | $9.4M | $230K | 12.20% |
| 5 | Silver Lake Bank | 50 | $8.0M | $160K | 0.00% |
| 6 | Frontier Financial Partners, Inc. | 7 | $7.9M | $1.1M | not reported |
| 7 | Live Oak Banking Company | 5 | $7.3M | $1.5M | not reported |
| 8 | The Bennington State Bank | 15 | $5.0M | $336K | not reported |
| 9 | Kaw Valley Bank | 13 | $4.2M | $322K | not reported |
| 10 | Community Bank | 20 | $4.1M | $206K | 0.00% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Topeka compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Topeka area | $165K ▼ 16.4% | 15.6% ▲ 5.6 pts |
| Kansas | $198K | 10.0% |
| United States | $179K | 11.2% |
What gets funded in Topeka
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 74 | $35.1M |
| Retail Trade | 68 | $26.8M |
| Manufacturing | 47 | $25.6M |
| Construction | 48 | $14.9M |
| Arts, Entertainment, Recreation | 21 | $13.5M |
| Health Care and Social Assistance | 31 | $8.7M |
| Other Services | 41 | $8.6M |
| Professional and Technical Services | 28 | $7.1M |
SBA lending in Topeka by year
Geography, precisely
"Topeka area" here means the Topeka, KS metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Jackson County, KS; Jefferson County, KS; Osage County, KS; Shawnee County, KS; Wabaunsee County, KS. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.