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SBA lender profile

Capitol Federal Savings Bank

Capitol Federal Savings Bank appears in the public SBA loan data with 127 funded 7(a) loans since FY2010, totaling $33.1M, an average of $261K per loan, and an estimated 1,244 jobs supported. Its SBA lending concentrates in Kansas and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 1.6%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 78
Scale 51
Activity 34
Consistency 75

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
127
Since FY2010
Total volume
$33.1M
Average loan size
$261K
7(a) charge-off rate
1.6%
Share of 7(a) loans charged off
Jobs supported (reported)
1,244
Programs
7(a)

Is Capitol Federal Savings Bank the right lender for you?

Lenders fund what they know. Capitol Federal Savings Bank's SBA lending concentrates in Kansas (105 loans) and Retail Trade (26 loans), at an average loan of $261K. If your business does not look like that, a different SBA lender is likely the better fit.

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Bank profile

via FDIC
Total assets
$9.8B
Headquarters
Topeka, KS
FDIC cert
#27981
Status
Active

Where Capitol Federal Savings Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Kansas 105 $23.9M
Missouri 20 $6.0M
Texas 1 $2.4M
Georgia 1 $801K

Metro areas where Capitol Federal Savings Bank funds

What Capitol Federal Savings Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Retail Trade 26 $7.1M
Professional and Technical Services 11 $4.9M
Construction 9 $3.9M
Accommodation and Food Services 16 $3.3M
Other Services 16 $2.7M
Finance and Insurance 5 $1.6M

Capitol Federal Savings Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20107$1.2M
20117$1.9M
20125$946K
201310$2.2M
201412$2.6M
201511$4.8M
201618$7.7M
201713$2.2M
20188$1.4M
20191$200K
202011$1.5M
202110$2.6M
20229$1.8M
20233$480K
20252$1.7M

Related SBA lenders

Other lenders active in Kansas or in Retail Trade.

Comparing lenders? See how to choose an SBA lender by track record.

Capitol Federal Savings Bank: frequently asked questions

Does Capitol Federal Savings Bank offer SBA loans?

Yes. Capitol Federal Savings Bank appears in the public SBA data with 127 funded SBA 7(a) loans totaling $33.1M.

How many SBA loans has Capitol Federal Savings Bank made?

Capitol Federal Savings Bank is associated with 127 SBA 7(a) loans totaling $33.1M in the public SBA data (as of 2026-03-31).

What is Capitol Federal Savings Bank's SBA charge-off rate?

About 1.6% of Capitol Federal Savings Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Capitol Federal Savings Bank do most of its SBA lending?

Capitol Federal Savings Bank's SBA lending in the data is most concentrated in Kansas, and by industry in Retail Trade.

For Capitol Federal Savings Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Capitol Federal Savings Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Capitol Federal Savings Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/capitol-federal-savings-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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