SBA lending by metro area
SBA lenders in Troy, AL
Which lenders fund Troy-area businesses, how much, and how the market compares with Alabama: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Troy area
Ranked by SBA volume funded to businesses located in the Troy micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Hancock Whitney Bank | 6 | $29.5M | $4.9M | not reported |
| 2 | Southern Development Council | 7 | $6.6M | $936K | not reported |
| 3 | Troy Bank & Trust Company | 24 | $3.6M | $152K | 0.00% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Troy compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Troy area | $250K | 19.6% ▲ 3.7 pts |
| Alabama | $250K | 16.0% |
| United States | $179K | 11.2% |
What gets funded in Troy
| Industry | Loans | Total funded |
|---|---|---|
| Agriculture, Forestry, Fishing | 15 | $29.5M |
| Retail Trade | 6 | $2.4M |
| Accommodation and Food Services | 8 | $2.2M |
| Other Services | 6 | $1.1M |
| Transportation and Warehousing | 5 | $364K |
SBA lending in Troy by year
Geography, precisely
"Troy area" here means the Troy, AL micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Pike County, AL. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.