SBA lender profile
Troy Bank & Trust Company
Troy Bank & Trust Company appears in the public SBA loan data with 34 funded 7(a) loans since FY2010, totaling $10.8M, an average of $317K per loan, and an estimated 780 jobs supported. Its SBA lending concentrates in Alabama and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 78
- Scale 17
- Activity 42
- Consistency 56
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Troy Bank & Trust Company the right lender for you?
Lenders fund what they know. Troy Bank & Trust Company's SBA lending concentrates in Alabama (33 loans) and Retail Trade (5 loans), at an average loan of $317K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $1.6B
- Headquarters
- Troy, AL
- FDIC cert
- #5598
- Status
- Active
Where Troy Bank & Trust Company lends
Top states by funded SBA volume.
Metro areas where Troy Bank & Trust Company funds
What Troy Bank & Trust Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 5 | $3.9M |
| Health Care and Social Assistance | 2 | $1.7M |
| Agriculture, Forestry, Fishing | 7 | $1.2M |
| Accommodation and Food Services | 3 | $983K |
| Construction | 2 | $975K |
| Wholesale Trade | 1 | $500K |
Troy Bank & Trust Company SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 8 | $1.6M |
| 2011 | 9 | $744K |
| 2012 | 2 | $165K |
| 2013 | 4 | $814K |
| 2014 | 1 | $125K |
| 2015 | 3 | $434K |
| 2017 | 1 | $1.6M |
| 2019 | 2 | $826K |
| 2021 | 1 | $580K |
| 2024 | 3 | $3.9M |
Related SBA lenders
Other lenders active in Alabama or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Troy Bank & Trust Company: frequently asked questions
Does Troy Bank & Trust Company offer SBA loans?
Yes. Troy Bank & Trust Company appears in the public SBA data with 34 funded SBA 7(a) loans totaling $10.8M.
How many SBA loans has Troy Bank & Trust Company made?
Troy Bank & Trust Company is associated with 34 SBA 7(a) loans totaling $10.8M in the public SBA data (as of 2026-03-31).
What is Troy Bank & Trust Company's SBA charge-off rate?
About 0.0% of Troy Bank & Trust Company's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Troy Bank & Trust Company do most of its SBA lending?
Troy Bank & Trust Company's SBA lending in the data is most concentrated in Alabama, and by industry in Retail Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Troy Bank & Trust Company SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/troy-bank-trust-company/
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