SBA lender profile
Troy Bank & Trust Company
Troy Bank & Trust Company appears in the public SBA loan data with 4 funded 7(a) loans totaling $4.5M, an average of $1.1M per loan, and an estimated 41 jobs supported. Its SBA lending concentrates in Alabama and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
4
Total volume
$4.5M
Average loan size
$1.1M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
41
Programs
7(a)
Bank profile
via FDIC- Total assets
- $1.6B
- Headquarters
- Troy, AL
- FDIC cert
- #5598
- Status
- Active
Where Troy Bank & Trust Company lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Alabama | 4 | $4.5M |
What Troy Bank & Trust Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 1 | $2.6M |
| Construction | 1 | $955K |
| Accommodation and Food Services | 1 | $580K |
| Information | 1 | $360K |
Troy Bank & Trust Company SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2021 | 1 | $580K |
| 2024 | 3 | $3.9M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Troy Bank & Trust Company's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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