SBA lending by metro area
SBA lenders in Truckee, CA
Which lenders fund Truckee-area businesses, how much, and how the market compares with California: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Truckee area
Ranked by SBA volume funded to businesses located in the Truckee micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Plumas Bank | 46 | $25.8M | $560K | 2.17% |
| 2 | Live Oak Banking Company | 11 | $16.4M | $1.5M | not reported |
| 3 | Wells Fargo Bank National Association | 50 | $16.1M | $322K | 6.00% |
| 4 | Mortgage Capital Development Corporation | 15 | $13.1M | $872K | not reported |
| 5 | California Statewide Certified Development Corporation | 13 | $12.9M | $994K | not reported |
| 6 | U.S. Bank, National Association | 38 | $9.6M | $252K | 0.00% |
| 7 | BMO Bank National Association | 15 | $7.6M | $504K | not reported |
| 8 | Greater Sacramento Certified Development Corporation | 6 | $6.4M | $1.1M | not reported |
| 9 | CDC Small Business Finance Corp. | 6 | $5.7M | $956K | not reported |
| 10 | Columbia Bank | 10 | $4.9M | $489K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
Ready to talk to Truckee-area SBA lenders?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
How Truckee compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Truckee area | $250K ▼ 16.7% | 13.2% ▼ 3.5 pts |
| California | $300K | 16.6% |
| United States | $179K | 11.2% |
What gets funded in Truckee
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 66 | $48.6M |
| Retail Trade | 67 | $38.9M |
| Manufacturing | 37 | $21.8M |
| Health Care and Social Assistance | 37 | $19.0M |
| Construction | 40 | $10.9M |
| Professional and Technical Services | 41 | $10.7M |
| Other Services | 24 | $9.9M |
| Arts, Entertainment, Recreation | 8 | $7.8M |
SBA lending in Truckee by year
Geography, precisely
"Truckee area" here means the Truckee-Grass Valley, CA micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Nevada County, CA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.