SBA lender profile
Plumas Bank
Plumas Bank appears in the public SBA loan data with 1,201 funded 7(a) loans since FY2010, totaling $739.7M, an average of $616K per loan, and an estimated 15,352 jobs supported. Its SBA lending concentrates in California and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 1.8%. 80.6% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 81
- Scale 92
- Activity 91
- Consistency 89
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Plumas Bank the right lender for you?
Lenders fund what they know. Plumas Bank's SBA lending concentrates in California (1,070 loans) and Retail Trade (279 loans), at an average loan of $616K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $2.2B
- Headquarters
- Quincy, CA
- FDIC cert
- #23275
- Status
- Active
Where Plumas Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 1,070 | $656.7M |
| Nevada | 83 | $46.5M |
| Oregon | 27 | $18.6M |
| Washington | 11 | $9.0M |
| Arizona | 4 | $4.5M |
| Colorado | 2 | $2.5M |
Metro areas where Plumas Bank funds
What Plumas Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 279 | $216.6M |
| Accommodation and Food Services | 283 | $157.1M |
| Health Care and Social Assistance | 95 | $67.7M |
| Other Services | 128 | $67.2M |
| Manufacturing | 75 | $48.3M |
| Construction | 60 | $36.8M |
Plumas Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 45 | $23.2M |
| 2011 | 58 | $23.5M |
| 2012 | 59 | $25.7M |
| 2013 | 76 | $35.1M |
| 2014 | 79 | $37.6M |
| 2015 | 86 | $39.5M |
| 2016 | 90 | $50.1M |
| 2017 | 103 | $64.0M |
| 2018 | 91 | $61.9M |
| 2019 | 73 | $33.9M |
| 2020 | 67 | $41.9M |
| 2021 | 119 | $97.4M |
| 2022 | 65 | $42.6M |
| 2023 | 42 | $35.4M |
| 2024 | 66 | $55.3M |
| 2025 | 62 | $52.7M |
| 2026 | 20 | $19.9M |
Related SBA lenders
Other lenders active in California or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Plumas Bank: frequently asked questions
Does Plumas Bank offer SBA loans?
Yes. Plumas Bank appears in the public SBA data with 1,201 funded SBA 7(a) loans totaling $739.7M.
How many SBA loans has Plumas Bank made?
Plumas Bank is associated with 1,201 SBA 7(a) loans totaling $739.7M in the public SBA data (as of 2026-03-31).
What is Plumas Bank's SBA charge-off rate?
About 1.8% of Plumas Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Plumas Bank do most of its SBA lending?
Plumas Bank's SBA lending in the data is most concentrated in California, and by industry in Retail Trade.
Is Plumas Bank an SBA Preferred Lender (PLP)?
The loan record shows Plumas Bank operating under PLP delegated authority: 968 of its 7(a) loans (80.6%) were processed through the Preferred Lenders Program, including 131 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Plumas Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/plumas-bank/
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