SBA lending by metro area
SBA lenders in Tupelo, MS
Which lenders fund Tupelo-area businesses, how much, and how the market compares with Mississippi: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Tupelo area
Ranked by SBA volume funded to businesses located in the Tupelo micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Three Rivers Local Development Company, Inc. | 7 | $8.9M | $1.3M | not reported |
| 2 | Community Bank of Mississippi | 19 | $7.5M | $395K | not reported |
| 3 | The Huntington National Bank | 14 | $5.3M | $382K | not reported |
| 4 | BankFirst Financial Services | 8 | $4.6M | $575K | not reported |
| 5 | Live Oak Banking Company | 6 | $4.5M | $750K | not reported |
| 6 | Readycap Lending, LLC | 5 | $3.8M | $765K | not reported |
| 7 | Newtek Bank, National Association | 7 | $2.6M | $365K | not reported |
| 8 | Guaranty Bank and Trust Company | 6 | $2.5M | $421K | not reported |
| 9 | Trustmark Bank | 23 | $2.5M | $109K | 4.35% |
| 10 | Northeast Bank | 6 | $1.6M | $265K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Tupelo compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Tupelo area | $285K ▲ 111.0% | 5.2% ▲ 3.3 pts |
| Mississippi | $135K | 1.9% |
| United States | $179K | 11.2% |
What gets funded in Tupelo
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 46 | $44.4M |
| Retail Trade | 30 | $11.3M |
| Manufacturing | 17 | $11.0M |
| Other Services | 17 | $8.4M |
| Agriculture, Forestry, Fishing | 8 | $5.6M |
| Arts, Entertainment, Recreation | 5 | $3.9M |
| Finance and Insurance | 10 | $3.6M |
| Health Care and Social Assistance | 11 | $2.4M |
SBA lending in Tupelo by year
Geography, precisely
"Tupelo area" here means the Tupelo, MS micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Itawamba County, MS; Lee County, MS; Prentiss County, MS. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.