SBA lending by metro area
SBA lenders in Waynesville, NC
Which lenders fund Waynesville-area businesses, how much, and how the market compares with North Carolina: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Waynesville area
Ranked by SBA volume funded to businesses located in the Waynesville micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Newtek Small Business Finance, Inc. | 8 | $8.8M | $1.1M | not reported |
| 2 | United Community Bank | 5 | $6.7M | $1.3M | not reported |
| 3 | Wells Fargo Bank National Association | 17 | $2.9M | $171K | not reported |
| 4 | Truist Bank | 5 | $2.3M | $466K | not reported |
| 5 | Mountain Bizcapital, Inc. | 10 | $1.6M | $164K | not reported |
| 6 | TD Bank, National Association | 6 | $262K | $44K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Waynesville compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Waynesville area | $300K ▲ 15.4% | 3.4% ▼ 4.2 pts |
| North Carolina | $260K | 7.6% |
| United States | $179K | 11.2% |
What gets funded in Waynesville
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 31 | $23.6M |
| Retail Trade | 19 | $11.8M |
| Construction | 12 | $4.7M |
| Professional and Technical Services | 11 | $4.4M |
| Manufacturing | 12 | $3.3M |
| Other Services | 5 | $895K |
SBA lending in Waynesville by year
Geography, precisely
"Waynesville area" here means the Waynesville, NC micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Haywood County, NC. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.