SBA lender profile
Mountain Bizcapital, Inc.
Mountain Bizcapital, Inc. appears in the public SBA loan data with 129 funded 7(a) loans since FY2010, totaling $16.5M, an average of $128K per loan, and an estimated 1,104 jobs supported. Its SBA lending concentrates in North Carolina and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 7.0%. 11.6% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 54
- Scale 42
- Activity 44
- Consistency 71
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Mountain Bizcapital, Inc. the right lender for you?
Lenders fund what they know. Mountain Bizcapital, Inc.'s SBA lending concentrates in North Carolina (128 loans) and Accommodation and Food Services (42 loans), at an average loan of $128K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Mountain Bizcapital, Inc. lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| North Carolina | 128 | $16.4M |
| South Carolina | 1 | $100K |
Metro areas where Mountain Bizcapital, Inc. funds
What Mountain Bizcapital, Inc. funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 42 | $5.9M |
| Retail Trade | 28 | $3.7M |
| Manufacturing | 23 | $2.4M |
| Other Services | 9 | $1.1M |
| Wholesale Trade | 6 | $631K |
| Construction | 2 | $420K |
Mountain Bizcapital, Inc. SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2013 | 1 | $100K |
| 2014 | 1 | $140K |
| 2016 | 3 | $396K |
| 2017 | 20 | $2.1M |
| 2018 | 25 | $2.3M |
| 2019 | 11 | $1.0M |
| 2020 | 17 | $2.3M |
| 2021 | 9 | $1.2M |
| 2022 | 15 | $2.2M |
| 2023 | 12 | $1.6M |
| 2024 | 7 | $1.4M |
| 2025 | 6 | $1.4M |
| 2026 | 2 | $390K |
Related SBA lenders
Other lenders active in North Carolina or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Mountain Bizcapital, Inc.: frequently asked questions
Does Mountain Bizcapital, Inc. offer SBA loans?
Yes. Mountain Bizcapital, Inc. appears in the public SBA data with 129 funded SBA 7(a) loans totaling $16.5M.
How many SBA loans has Mountain Bizcapital, Inc. made?
Mountain Bizcapital, Inc. is associated with 129 SBA 7(a) loans totaling $16.5M in the public SBA data (as of 2026-03-31).
What is Mountain Bizcapital, Inc.'s SBA charge-off rate?
About 7.0% of Mountain Bizcapital, Inc.'s 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Mountain Bizcapital, Inc. do most of its SBA lending?
Mountain Bizcapital, Inc.'s SBA lending in the data is most concentrated in North Carolina, and by industry in Accommodation and Food Services.
Is Mountain Bizcapital, Inc. an SBA Preferred Lender (PLP)?
The loan record shows Mountain Bizcapital, Inc. operating under PLP delegated authority: 15 of its 7(a) loans (11.6%) were processed through the Preferred Lenders Program, including 14 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Mountain Bizcapital, Inc. SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/mountain-bizcapital-inc/
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