SBA lending by metro area
SBA lenders in Wheeling, WV
Which lenders fund Wheeling-area businesses, how much, and how the market compares with West Virginia: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Wheeling area
Ranked by SBA volume funded to businesses located in the Wheeling metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Regional Development Funding Corporation | 12 | $14.9M | $1.2M | not reported |
| 2 | The Huntington National Bank | 149 | $13.3M | $89K | 4.03% |
| 3 | United Midwest Savings Bank National Association | 5 | $7.8M | $1.6M | not reported |
| 4 | WesBanco Bank, Inc. | 7 | $5.3M | $752K | not reported |
| 5 | Unified Bank | 34 | $5.2M | $152K | 0.00% |
| 6 | Main Street Bank Corp | 24 | $2.9M | $121K | 4.17% |
| 7 | JPMorgan Chase Bank, National Association | 12 | $1.5M | $124K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Wheeling compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Wheeling area | $70K ▼ 29.6% | 4.3% ▲ 2.0 pts |
| West Virginia | $100K | 2.3% |
| United States | $179K | 11.2% |
What gets funded in Wheeling
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 49 | $35.4M |
| Manufacturing | 21 | $17.1M |
| Retail Trade | 42 | $11.5M |
| Other Services | 29 | $5.1M |
| Finance and Insurance | 8 | $4.7M |
| Transportation and Warehousing | 26 | $4.1M |
| Wholesale Trade | 12 | $3.7M |
| Arts, Entertainment, Recreation | 14 | $3.7M |
SBA lending in Wheeling by year
Geography, precisely
"Wheeling area" here means the Wheeling, WV-OH metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Belmont County, OH; Marshall County, WV; Ohio County, WV. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.