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SBA lender profile

Unified Bank

Unified Bank appears in the public SBA loan data with 55 funded 7(a) loans since FY2010, totaling $10.1M, an average of $184K per loan, and an estimated 816 jobs supported. Its SBA lending concentrates in Ohio and the Administrative and Support sector. Across its 7(a) loans, the charge-off rate is 0.0%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 81
Scale 23
Activity 24
Consistency 54

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
55
Since FY2010
Total volume
$10.1M
Average loan size
$184K
7(a) charge-off rate
0.0%
Share of 7(a) loans charged off
Jobs supported (reported)
816
Programs
7(a)

Is Unified Bank the right lender for you?

Lenders fund what they know. Unified Bank's SBA lending concentrates in Ohio (40 loans) and Administrative and Support (2 loans), at an average loan of $184K. If your business does not look like that, a different SBA lender is likely the better fit.

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Bank profile

via FDIC
Total assets
$853M
Headquarters
Martins Ferry, OH
FDIC cert
#9463
Status
Active

Where Unified Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Ohio 40 $7.9M
West Virginia 13 $2.2M
Pennsylvania 2 $61K

Metro areas where Unified Bank funds

What Unified Bank funds

Top industries by funded SBA volume.

Unified Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
201014$4.4M
20116$933K
20122$389K
20134$810K
201415$1.5M
20156$288K
20163$166K
20192$89K
20202$589K
20241$990K

Related SBA lenders

Other lenders active in Ohio or in Administrative and Support.

Comparing lenders? See how to choose an SBA lender by track record.

Unified Bank: frequently asked questions

Does Unified Bank offer SBA loans?

Yes. Unified Bank appears in the public SBA data with 55 funded SBA 7(a) loans totaling $10.1M.

How many SBA loans has Unified Bank made?

Unified Bank is associated with 55 SBA 7(a) loans totaling $10.1M in the public SBA data (as of 2026-03-31).

What is Unified Bank's SBA charge-off rate?

About 0.0% of Unified Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Unified Bank do most of its SBA lending?

Unified Bank's SBA lending in the data is most concentrated in Ohio, and by industry in Administrative and Support.

For Unified Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Unified Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Unified Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/unified-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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