SBA lending by metro area
SBA lenders in Williston, ND
Which lenders fund Williston-area businesses, how much, and how the market compares with North Dakota: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Williston area
Ranked by SBA volume funded to businesses located in the Williston micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Dakota Business Lending | 47 | $31.4M | $669K | not reported |
| 2 | Lewis & Clark Certified Development Company | 31 | $17.2M | $556K | not reported |
| 3 | First State Bank & Trust | 38 | $10.6M | $279K | 5.26% |
| 4 | Wells Fargo Bank National Association | 8 | $6.8M | $854K | not reported |
| 5 | American State Bank and Trust Company of Williston | 24 | $4.5M | $187K | 4.17% |
| 6 | U.S. Bank, National Association | 21 | $4.4M | $210K | 4.76% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Williston compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Williston area | $245K ▲ 45.1% | 39.8% ▲ 14.5 pts |
| North Dakota | $169K | 25.3% |
| United States | $179K | 11.2% |
What gets funded in Williston
| Industry | Loans | Total funded |
|---|---|---|
| Mining and Extraction | 39 | $25.7M |
| Accommodation and Food Services | 20 | $19.5M |
| Construction | 30 | $15.2M |
| Retail Trade | 25 | $10.2M |
| Arts, Entertainment, Recreation | 6 | $7.8M |
| Other Services | 19 | $6.5M |
| Transportation and Warehousing | 21 | $6.2M |
| Real Estate | 6 | $4.5M |
SBA lending in Williston by year
Geography, precisely
"Williston area" here means the Williston, ND micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Williams County, ND. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.