SBA lending by metro area
SBA lenders in Wilmington, OH
Which lenders fund Wilmington-area businesses, how much, and how the market compares with Ohio: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Wilmington area
Ranked by SBA volume funded to businesses located in the Wilmington micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 46 | $6.5M | $141K | 8.70% |
| 2 | Alloy Development Co., Inc. | 5 | $5.2M | $1.0M | not reported |
| 3 | U.S. Bank, National Association | 5 | $3.4M | $689K | not reported |
| 4 | Peoples Bank | 13 | $1.7M | $129K | not reported |
| 5 | PNC Bank, National Association | 7 | $850K | $121K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Wilmington compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Wilmington area | $74K ▼ 7.5% | 8.6% ▲ 3.2 pts |
| Ohio | $80K | 5.4% |
| United States | $179K | 11.2% |
What gets funded in Wilmington
| Industry | Loans | Total funded |
|---|---|---|
| Retail Trade | 20 | $13.7M |
| Manufacturing | 9 | $7.4M |
| Accommodation and Food Services | 16 | $3.1M |
| Health Care and Social Assistance | 6 | $2.8M |
| Construction | 16 | $1.0M |
| Transportation and Warehousing | 12 | $772K |
| Other Services | 6 | $592K |
| Administrative and Support | 9 | $349K |
SBA lending in Wilmington by year
Geography, precisely
"Wilmington area" here means the Wilmington, OH micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Clinton County, OH. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.