SBA lending by metro area
SBA lenders in Yuba City, CA
Which lenders fund Yuba City-area businesses, how much, and how the market compares with California: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Yuba City area
Ranked by SBA volume funded to businesses located in the Yuba City metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Greater Sacramento Certified Development Corporation | 63 | $43.6M | $691K | not reported |
| 2 | Live Oak Banking Company | 8 | $14.4M | $1.8M | not reported |
| 3 | Mortgage Capital Development Corporation | 13 | $14.0M | $1.1M | not reported |
| 4 | CDC Small Business Finance Corp. | 9 | $10.5M | $1.2M | not reported |
| 5 | Plumas Bank | 15 | $9.7M | $648K | not reported |
| 6 | Citizens Business Bank National Association | 11 | $9.0M | $821K | not reported |
| 7 | Wells Fargo Bank National Association | 29 | $8.1M | $280K | 3.45% |
| 8 | Open Bank | 5 | $7.3M | $1.5M | not reported |
| 9 | Heritage Bank of Commerce | 7 | $6.4M | $914K | not reported |
| 10 | Celtic Bank Corporation | 7 | $6.2M | $885K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
Ready to talk to Yuba City-area SBA lenders?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
How Yuba City compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Yuba City area | $250K ▼ 16.7% | 22.0% ▲ 5.4 pts |
| California | $300K | 16.6% |
| United States | $179K | 11.2% |
What gets funded in Yuba City
| Industry | Loans | Total funded |
|---|---|---|
| Retail Trade | 70 | $59.2M |
| Accommodation and Food Services | 53 | $57.6M |
| Health Care and Social Assistance | 38 | $21.4M |
| Other Services | 31 | $18.5M |
| Agriculture, Forestry, Fishing | 19 | $13.3M |
| Arts, Entertainment, Recreation | 12 | $12.3M |
| Real Estate | 23 | $12.3M |
| Professional and Technical Services | 19 | $11.8M |
SBA lending in Yuba City by year
Geography, precisely
"Yuba City area" here means the Yuba City, CA metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Sutter County, CA; Yuba County, CA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.