Best SBA lenders
Best SBA lenders for Retail Trade
The SBA lenders that fund the most Retail Trade businesses, ranked by funded volume with each lender's charge-off track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
Live Oak Banking Company funds the most SBA volume in Retail Trade. Charge-off rates below are each lender's overall rate across all of its loans, as a track-record signal.
| # | Lender | Volume in Retail Trade | 7(a) charge-off |
|---|---|---|---|
| 1 | Live Oak Banking Company | $2.4B | 1.1% |
| 2 | The Huntington National Bank | $2.1B | 3.0% |
| 3 | Wells Fargo Bank National Association | $2.1B | 5.9% |
| 4 | Celtic Bank Corporation | $1.6B | 9.4% |
| 5 | Metro City Bank | $1.6B | 1.4% |
| 6 | Bank of Hope | $1.4B | 4.4% |
| 7 | U.S. Bank, National Association | $1.4B | 3.7% |
| 8 | Byline Bank | $1.2B | 5.1% |
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