SBA lending by district
SBA lending in CA-12
SBA 7(a) and 504 financing in California's 12th district: how much was funded, by which lenders, and the 7(a) charge-off record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 2,983
- Total funded
- $1.7B
- Average loan
- $583K
- 7(a) charge-off
- 5.3%
Borrowers in California's 12th district took 2,983 SBA loans worth $1.7B since FY2010, averaging $583K. Of the 2,519 7(a) loans, 5.3% have charged off. See the rest of California.
SBA funded volume by fiscal year
Top SBA lenders in CA-12
- 1. Mortgage Capital Development Corporation $241.3M
- 2. Wells Fargo Bank National Association $161.3M
- 3. U.S. Bank, National Association $141.8M
- 4. Capital Access Group, Inc. $125.6M
- 5. Live Oak Banking Company $110.0M
- 6. JPMorgan Chase Bank, National Association $54.5M
- 7. Heritage Bank of Commerce $46.9M
- 8. Bay Area Employment Development Company $44.0M
- 9. East West Bank $39.5M
- 10. Harvest Small Business Finance, LLC $39.5M
Method. SBA 7(a) and 504 loans the SBA recorded in CA-12,
FY2010–2026 (as of 2026-03-31). District boundaries
changed in the 2022 redistricting, so multi-year totals span boundary changes; the district is
as-recorded by the SBA. Charge-off is 7(a)-only. See the
methodology.