SBA lender profile
Bay Area Employment Development Company
Bay Area Employment Development Company appears in the public SBA loan data with 1,351 funded 504 loans totaling $1.3B, an average of $966K per loan, and an estimated 12,025 jobs supported. Its SBA lending concentrates in California and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
1,351
Total volume
$1.3B
Average loan size
$966K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
12,025
Programs
504
Bay Area Employment Development Company is a Certified Development Company (a 504 lender), not an FDIC-insured bank.
Where Bay Area Employment Development Company lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 1,347 | $1.3B |
| Washington | 1 | $2.6M |
| Colorado | 1 | $2.1M |
| Michigan | 2 | $1.7M |
What Bay Area Employment Development Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 144 | $208.1M |
| Manufacturing | 131 | $172.0M |
| Retail Trade | 158 | $167.2M |
| Health Care and Social Assistance | 218 | $160.0M |
| Construction | 166 | $123.1M |
| Professional and Technical Services | 126 | $94.3M |
Bay Area Employment Development Company SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 105 | $72.6M |
| 2011 | 98 | $64.0M |
| 2012 | 99 | $78.4M |
| 2013 | 95 | $66.9M |
| 2014 | 94 | $74.8M |
| 2015 | 106 | $125.7M |
| 2016 | 71 | $71.5M |
| 2017 | 57 | $54.1M |
| 2018 | 71 | $76.3M |
| 2019 | 66 | $64.4M |
| 2020 | 79 | $75.9M |
| 2021 | 110 | $118.3M |
| 2022 | 101 | $138.0M |
| 2023 | 54 | $67.5M |
| 2024 | 50 | $52.7M |
| 2025 | 66 | $79.7M |
| 2026 | 29 | $24.5M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Bay Area Employment Development Company's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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