SBA lender profile
Bay Area Employment Development Company
Bay Area Employment Development Company appears in the public SBA loan data with 1,351 funded 504 loans since FY2010, totaling $1.3B, an average of $966K per loan, and an estimated 12,025 jobs supported. Its SBA lending concentrates in California and the Accommodation and Food Services sector. Charge-off status is reported only on 7(a) loans, so no charge-off rate is available for this 504-only lender.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record n/r
- Scale 94
- Activity 93
- Consistency 91
Track record is 7(a)-only; Bay Area Employment Development Company appears with 504 loans only, so it’s scored on scale, activity, and consistency.
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Bay Area Employment Development Company the right lender for you?
Lenders fund what they know. Bay Area Employment Development Company's SBA lending concentrates in California (1,347 loans) and Accommodation and Food Services (144 loans), at an average loan of $966K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bay Area Employment Development Company is a Certified Development Company (a 504 lender), not an FDIC-insured bank.
Where Bay Area Employment Development Company lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 1,347 | $1.3B |
| Washington | 1 | $2.6M |
| Colorado | 1 | $2.1M |
| Michigan | 2 | $1.7M |
Metro areas where Bay Area Employment Development Company funds
What Bay Area Employment Development Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 144 | $208.1M |
| Manufacturing | 131 | $172.0M |
| Retail Trade | 158 | $167.2M |
| Health Care and Social Assistance | 218 | $160.0M |
| Construction | 166 | $123.1M |
| Professional and Technical Services | 126 | $94.3M |
Bay Area Employment Development Company SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 105 | $72.6M |
| 2011 | 98 | $64.0M |
| 2012 | 99 | $78.4M |
| 2013 | 95 | $66.9M |
| 2014 | 94 | $74.8M |
| 2015 | 106 | $125.7M |
| 2016 | 71 | $71.5M |
| 2017 | 57 | $54.1M |
| 2018 | 71 | $76.3M |
| 2019 | 66 | $64.4M |
| 2020 | 79 | $75.9M |
| 2021 | 110 | $118.3M |
| 2022 | 101 | $138.0M |
| 2023 | 54 | $67.5M |
| 2024 | 50 | $52.7M |
| 2025 | 66 | $79.7M |
| 2026 | 29 | $24.5M |
Related SBA lenders
Other lenders active in California or in Accommodation and Food Services.
New to the program? See how an SBA 504 loan works (the structure, the rates, and the CDC's role), browse every Certified Development Company ranked by 504 volume , or see how to choose an SBA lender by track record.
Bay Area Employment Development Company: frequently asked questions
Does Bay Area Employment Development Company offer SBA loans?
Yes. Bay Area Employment Development Company appears in the public SBA data with 1,351 funded SBA 504 loans totaling $1.3B, as a Certified Development Company (CDC) that funds the SBA 504 portion of a project.
How many SBA loans has Bay Area Employment Development Company made?
Bay Area Employment Development Company is associated with 1,351 SBA 504 loans totaling $1.3B in the public SBA data (as of 2026-03-31).
What is Bay Area Employment Development Company's SBA charge-off rate?
Charge-off status is reported only on 7(a) loans, and Bay Area Employment Development Company appears with 504 loans only, so there is no charge-off rate to report. See our methodology.
Where does Bay Area Employment Development Company do most of its SBA lending?
Bay Area Employment Development Company's SBA lending in the data is most concentrated in California, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Bay Area Employment Development Company SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/bay-area-employment-development-company/
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