SBA lending by district
SBA lending in MI-04
SBA 7(a) and 504 financing in Michigan's 4th district: how much was funded, by which lenders, and the 7(a) charge-off record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 2,265
- Total funded
- $777.3M
- Average loan
- $343K
- 7(a) charge-off
- 2.0%
Borrowers in Michigan's 4th district took 2,265 SBA loans worth $777.3M since FY2010, averaging $343K. Of the 2,061 7(a) loans, 2.0% have charged off. See the rest of Michigan.
SBA funded volume by fiscal year
Top SBA lenders in MI-04
- 1. The Huntington National Bank $201.7M
- 2. Michigan Certified Development Corporation $93.0M
- 3. Live Oak Banking Company $48.6M
- 4. ChoiceOne Bank $47.2M
- 5. Fifth Third Bank $32.6M
- 6. 1st State Bank $27.8M
- 7. Capitol National Bank $14.5M
- 8. Horizon Bank $13.8M
- 9. Byline Bank $13.6M
- 10. Isabella Bank $12.4M
Method. SBA 7(a) and 504 loans the SBA recorded in MI-04,
FY2010–2026 (as of 2026-03-31). District boundaries
changed in the 2022 redistricting, so multi-year totals span boundary changes; the district is
as-recorded by the SBA. Charge-off is 7(a)-only. See the
methodology.