SBA lender profile
Capitol National Bank
Capitol National Bank appears in the public SBA loan data with 45 funded 7(a) loans totaling $28.5M, an average of $633K per loan, and an estimated 1,062 jobs supported. Its SBA lending concentrates in Michigan and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
45
Total volume
$28.5M
Average loan size
$633K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
1,062
Programs
7(a)
Bank profile
via FDIC- Total assets
- $0M
- Headquarters
- Raleigh, NC
- FDIC cert
- #21022
- Status
- Inactive
Where Capitol National Bank lends
Top states by funded SBA volume.
What Capitol National Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 26 | $12.1M |
| Other Services | 4 | $4.6M |
| Retail Trade | 1 | $3.1M |
| Manufacturing | 1 | $3.0M |
| Wholesale Trade | 1 | $1.9M |
| Professional and Technical Services | 5 | $1.6M |
Capitol National Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 3 | $335K |
| 2021 | 13 | $10.0M |
| 2022 | 13 | $5.0M |
| 2023 | 5 | $1.9M |
| 2024 | 2 | $2.7M |
| 2025 | 7 | $5.2M |
| 2026 | 2 | $3.4M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Capitol National Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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