Franchise financing
9ROUND franchise financing
What it costs to finance a 9ROUND franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 118
- Total funded
- $11.3M
- Median loan
- $79K
- 7(a) charge-off
- 19.5%
What financing a 9ROUND franchise costs
The median SBA loan to a 9ROUND franchisee is $79K, and the middle half of 9ROUND's 118 loans run $54K to $127K (average $95K). Across all SBA-financed franchises the median loan is $350K. 9ROUND buyers borrow less than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median 9ROUND loan runs 7 years. Model your numbers with the franchise financing calculator.
Of the 103 9ROUND loans where the SBA recorded a business age, 79.6% went to new businesses two years old or younger. The rest funded existing operations.
How to finance 9ROUND
9ROUND franchisees have financed with 118 SBA loans since FY2010, averaging $95K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (118 of the 118 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
9ROUND's 7(a) charge-off rate is 19.5% across 118 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance 9ROUND
By SBA loan count
Where 9ROUND gets funded
Top states by loan count
- 1. Texas 20
- 2. California 16
- 3. Missouri 9
- 4. Minnesota 4
- 5. Florida 6
- 6. Colorado 5
- 7. New Hampshire 6
- 8. Wisconsin 4
Financing a 9ROUND?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
9ROUND SBA financing FAQ
How much does a 9ROUND franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a 9ROUND franchisee is $79K, and the middle half of 9ROUND's 118 loans run $54K to $127K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of 9ROUND's franchise disclosure document.
Can you use an SBA loan for 9ROUND?
Yes. Lenders have funded 118 SBA loans to 9ROUND franchisees, worth $11.3M in all, so 9ROUND is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for 9ROUND?
The data says yes: of 9ROUND's 103 SBA loans that record a business age, 79.6% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance 9ROUND?
By loan count, the most active SBA lenders for 9ROUND are Stearns Bank National Association, Wells Fargo Bank National Association, Celtic Bank Corporation, among others. A lender already active with your brand often moves faster.
What is 9ROUND's SBA charge-off rate?
Across 9ROUND's 118 SBA 7(a) loans, 19.5% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits 9ROUND?
Mostly 7(a): 118 of 9ROUND's 118 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median 9ROUND loan term is 7 years.