Franchise financing
Alloy Personal Traning franchise financing
What it costs to finance a Alloy Personal Traning franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 106
- Total funded
- $26.4M
- Median loan
- $313K
- 7(a) charge-off
- 0.0%
What financing a Alloy Personal Traning franchise costs
The median SBA loan to a Alloy Personal Traning franchisee is $313K, and the middle half of Alloy Personal Traning's 106 loans run $50K to $406K (average $249K). Across all SBA-financed franchises the median loan is $350K. Alloy Personal Traning buyers borrow less than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median Alloy Personal Traning loan runs 10 years. Model your numbers with the franchise financing calculator.
Of the 106 Alloy Personal Traning loans where the SBA recorded a business age, 98.1% went to new businesses two years old or younger. The rest funded existing operations.
How to finance Alloy Personal Traning
Alloy Personal Traning franchisees have financed with 106 SBA loans since FY2010, averaging $249K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (106 of the 106 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
Alloy Personal Traning's 7(a) charge-off rate is 0.0% across 106 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance Alloy Personal Traning
By SBA loan count
Where Alloy Personal Traning gets funded
Top states by loan count
- 1. Texas 21
- 2. Illinois 10
- 3. California 10
- 4. New York 8
- 5. Colorado 6
- 6. Arizona 5
- 7. Tennessee 4
- 8. Ohio 6
Financing a Alloy Personal Traning?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
Alloy Personal Traning SBA financing FAQ
How much does a Alloy Personal Traning franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a Alloy Personal Traning franchisee is $313K, and the middle half of Alloy Personal Traning's 106 loans run $50K to $406K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of Alloy Personal Traning's franchise disclosure document.
Can you use an SBA loan for Alloy Personal Traning?
Yes. Lenders have funded 106 SBA loans to Alloy Personal Traning franchisees, worth $26.4M in all, so Alloy Personal Traning is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for Alloy Personal Traning?
The data says yes: of Alloy Personal Traning's 106 SBA loans that record a business age, 98.1% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance Alloy Personal Traning?
By loan count, the most active SBA lenders for Alloy Personal Traning are The Huntington National Bank, First Bank of the Lake, First Commonwealth Bank, among others. A lender already active with your brand often moves faster.
What is Alloy Personal Traning's SBA charge-off rate?
Across Alloy Personal Traning's 106 SBA 7(a) loans, 0.0% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits Alloy Personal Traning?
Mostly 7(a): 106 of Alloy Personal Traning's 106 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median Alloy Personal Traning loan term is 10 years.