Franchise financing
Budget Blinds franchise financing
What it costs to finance a Budget Blinds franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 351
- Total funded
- $125.9M
- Median loan
- $150K
- 7(a) charge-off
- 2.4%
What financing a Budget Blinds franchise costs
The median SBA loan to a Budget Blinds franchisee is $150K, and the middle half of Budget Blinds's 351 loans run $125K to $404K (average $359K). Across all SBA-financed franchises the median loan is $350K. Budget Blinds buyers borrow less than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median Budget Blinds loan runs 10 years. Model your numbers with the franchise financing calculator.
Of the 341 Budget Blinds loans where the SBA recorded a business age, 51.3% went to new businesses two years old or younger. The rest funded existing operations.
How to finance Budget Blinds
Budget Blinds franchisees have financed with 351 SBA loans since FY2010, averaging $359K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (340 of the 351 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
Budget Blinds's 7(a) charge-off rate is 2.4% across 340 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance Budget Blinds
By SBA loan count
Where Budget Blinds gets funded
Top states by loan count
- 1. Florida 31
- 2. Texas 29
- 3. Oregon 7
- 4. California 39
- 5. Wisconsin 19
- 6. Pennsylvania 19
- 7. Iowa 9
- 8. Illinois 13
Financing a Budget Blinds?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
Budget Blinds SBA financing FAQ
How much does a Budget Blinds franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a Budget Blinds franchisee is $150K, and the middle half of Budget Blinds's 351 loans run $125K to $404K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of Budget Blinds's franchise disclosure document.
Can you use an SBA loan for Budget Blinds?
Yes. Lenders have funded 351 SBA loans to Budget Blinds franchisees, worth $125.9M in all, so Budget Blinds is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for Budget Blinds?
The data says yes: of Budget Blinds's 341 SBA loans that record a business age, 51.3% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance Budget Blinds?
By loan count, the most active SBA lenders for Budget Blinds are Mission Valley Bank, United Midwest Savings Bank National Association, First Bank, among others. A lender already active with your brand often moves faster.
What is Budget Blinds's SBA charge-off rate?
Across Budget Blinds's 340 SBA 7(a) loans, 2.4% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits Budget Blinds?
Mostly 7(a): 340 of Budget Blinds's 351 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median Budget Blinds loan term is 10 years.