SBA lender profile
Mission Valley Bank
Mission Valley Bank appears in the public SBA loan data with 448 funded 7(a) loans since FY2010, totaling $670.8M, an average of $1.5M per loan, and an estimated 7,298 jobs supported. Its SBA lending concentrates in California and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 1.1%. 87.9% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 86
- Scale 87
- Activity 95
- Consistency 80
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Mission Valley Bank the right lender for you?
Lenders fund what they know. Mission Valley Bank's SBA lending concentrates in California (271 loans) and Accommodation and Food Services (122 loans), at an average loan of $1.5M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $773M
- Headquarters
- Sun Valley, CA
- FDIC cert
- #57101
- Status
- Active
Where Mission Valley Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 271 | $357.8M |
| Texas | 30 | $67.9M |
| Arizona | 18 | $31.5M |
| Oklahoma | 9 | $20.9M |
| Oregon | 9 | $15.4M |
| North Carolina | 6 | $14.9M |
Metro areas where Mission Valley Bank funds
What Mission Valley Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 122 | $234.6M |
| Other Services | 54 | $86.1M |
| Health Care and Social Assistance | 47 | $73.5M |
| Retail Trade | 55 | $70.1M |
| Professional and Technical Services | 26 | $32.5M |
| Wholesale Trade | 17 | $30.9M |
Mission Valley Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 7 | $3.2M |
| 2011 | 4 | $334K |
| 2012 | 12 | $5.2M |
| 2013 | 10 | $7.3M |
| 2014 | 9 | $3.9M |
| 2015 | 20 | $30.6M |
| 2016 | 31 | $57.5M |
| 2017 | 27 | $41.6M |
| 2018 | 15 | $8.8M |
| 2019 | 14 | $15.3M |
| 2020 | 7 | $9.2M |
| 2021 | 39 | $59.2M |
| 2022 | 43 | $89.0M |
| 2023 | 38 | $51.7M |
| 2024 | 78 | $125.2M |
| 2025 | 68 | $115.8M |
| 2026 | 26 | $46.9M |
Related SBA lenders
Other lenders active in California or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Mission Valley Bank: frequently asked questions
Does Mission Valley Bank offer SBA loans?
Yes. Mission Valley Bank appears in the public SBA data with 448 funded SBA 7(a) loans totaling $670.8M.
How many SBA loans has Mission Valley Bank made?
Mission Valley Bank is associated with 448 SBA 7(a) loans totaling $670.8M in the public SBA data (as of 2026-03-31).
What is Mission Valley Bank's SBA charge-off rate?
About 1.1% of Mission Valley Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Mission Valley Bank do most of its SBA lending?
Mission Valley Bank's SBA lending in the data is most concentrated in California, and by industry in Accommodation and Food Services.
Is Mission Valley Bank an SBA Preferred Lender (PLP)?
The loan record shows Mission Valley Bank operating under PLP delegated authority: 394 of its 7(a) loans (87.9%) were processed through the Preferred Lenders Program, including 154 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Mission Valley Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/mission-valley-bank/
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