Franchise financing
Burgerim franchise financing
What it costs to finance a Burgerim franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 125
- Total funded
- $39.6M
- Median loan
- $296K
- 7(a) charge-off
- 20.8%
What financing a Burgerim franchise costs
The median SBA loan to a Burgerim franchisee is $296K, and the middle half of Burgerim's 125 loans run $237K to $384K (average $317K). Across all SBA-financed franchises the median loan is $350K. Burgerim buyers borrow less than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median Burgerim loan runs 10 years. Model your numbers with the franchise financing calculator.
Of the 109 Burgerim loans where the SBA recorded a business age, 97.3% went to new businesses two years old or younger. The rest funded existing operations.
How to finance Burgerim
Burgerim franchisees have financed with 125 SBA loans since FY2010, averaging $317K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (125 of the 125 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
Burgerim's 7(a) charge-off rate is 20.8% across 125 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance Burgerim
By SBA loan count
Where Burgerim gets funded
Top states by loan count
- 1. California 37
- 2. Florida 11
- 3. Texas 16
- 4. Georgia 9
- 5. Nevada 7
- 6. Virginia 7
- 7. New Jersey 5
- 8. New York 5
Financing a Burgerim?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
Burgerim SBA financing FAQ
How much does a Burgerim franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a Burgerim franchisee is $296K, and the middle half of Burgerim's 125 loans run $237K to $384K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of Burgerim's franchise disclosure document.
Can you use an SBA loan for Burgerim?
Yes. Lenders have funded 125 SBA loans to Burgerim franchisees, worth $39.6M in all, so Burgerim is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for Burgerim?
The data says yes: of Burgerim's 109 SBA loans that record a business age, 97.3% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance Burgerim?
By loan count, the most active SBA lenders for Burgerim are The Huntington National Bank, Stone Bank, Newtek Small Business Finance, Inc., among others. A lender already active with your brand often moves faster.
What is Burgerim's SBA charge-off rate?
Across Burgerim's 125 SBA 7(a) loans, 20.8% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits Burgerim?
Mostly 7(a): 125 of Burgerim's 125 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median Burgerim loan term is 10 years.