Franchise financing
CHEVRON (GAS STATION) franchise financing
What it costs to finance a CHEVRON (GAS STATION) franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 238
- Total funded
- $323.9M
- Median loan
- $1.2M
- 7(a) charge-off
- 1.0%
What financing a CHEVRON (GAS STATION) franchise costs
The median SBA loan to a CHEVRON (GAS STATION) franchisee is $1.2M, and the middle half of CHEVRON (GAS STATION)'s 238 loans run $704K to $1.9M (average $1.4M). Across all SBA-financed franchises the median loan is $350K. CHEVRON (GAS STATION) buyers borrow more than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median CHEVRON (GAS STATION) loan runs 25 years. Model your numbers with the franchise financing calculator.
Of the 219 CHEVRON (GAS STATION) loans where the SBA recorded a business age, 15.5% went to new businesses two years old or younger. The rest funded existing operations.
How to finance CHEVRON (GAS STATION)
CHEVRON (GAS STATION) franchisees have financed with 238 SBA loans since FY2010, averaging $1.4M each. Of those, 198 ran through the 7(a) program (franchise fee, build-out, equipment, and working capital) and 40 through 504 (owner-occupied real estate). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
CHEVRON (GAS STATION)'s 7(a) charge-off rate is 1.0% across 198 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance CHEVRON (GAS STATION)
By SBA loan count
Where CHEVRON (GAS STATION) gets funded
Top states by loan count
- 1. California 116
- 2. Washington 35
- 3. Texas 28
- 4. Georgia 25
- 5. Nevada 6
- 6. Arizona 8
- 7. Oregon 4
- 8. Alaska 1
Financing a CHEVRON (GAS STATION)?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
CHEVRON (GAS STATION) SBA financing FAQ
How much does a CHEVRON (GAS STATION) franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a CHEVRON (GAS STATION) franchisee is $1.2M, and the middle half of CHEVRON (GAS STATION)'s 238 loans run $704K to $1.9M. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of CHEVRON (GAS STATION)'s franchise disclosure document.
Can you use an SBA loan for CHEVRON (GAS STATION)?
Yes. Lenders have funded 238 SBA loans to CHEVRON (GAS STATION) franchisees, worth $323.9M in all, so CHEVRON (GAS STATION) is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for CHEVRON (GAS STATION)?
The data says yes: of CHEVRON (GAS STATION)'s 219 SBA loans that record a business age, 15.5% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance CHEVRON (GAS STATION)?
By loan count, the most active SBA lenders for CHEVRON (GAS STATION) are Hanmi Bank, Columbia Bank, Bank of Hope, among others. A lender already active with your brand often moves faster.
What is CHEVRON (GAS STATION)'s SBA charge-off rate?
Across CHEVRON (GAS STATION)'s 198 SBA 7(a) loans, 1.0% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits CHEVRON (GAS STATION)?
Both. Of CHEVRON (GAS STATION)'s 238 SBA loans, 198 were 7(a) (franchise fee, build-out, equipment, working capital) and 40 were 504 (owner-occupied real estate). The median CHEVRON (GAS STATION) loan term is 25 years.