Franchise financing
Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels franchise financing
What it costs to finance a Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 307
- Total funded
- $947.7M
- Median loan
- $3.1M
- 7(a) charge-off
- 0.9%
What financing a Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels franchise costs
The median SBA loan to a Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels franchisee is $3.1M, and the middle half of Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels's 307 loans run $2.0M to $4.4M (average $3.1M). Across all SBA-financed franchises the median loan is $350K. Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels buyers borrow more than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels loan runs 25 years. Model your numbers with the franchise financing calculator.
Of the 286 Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels loans where the SBA recorded a business age, 33.2% went to new businesses two years old or younger. The rest funded existing operations.
How to finance Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels
Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels franchisees have financed with 307 SBA loans since FY2010, averaging $3.1M each. Of those, 213 ran through the 7(a) program (franchise fee, build-out, equipment, and working capital) and 94 through 504 (owner-occupied real estate). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels's 7(a) charge-off rate is 0.9% across 213 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels
By SBA loan count
- 1. GBank 33
- 2. Millennium Bank 9
- 3. Peoples Bank 9
- 4. Celtic Bank Corporation 6
- 5. US Metro Bank 6
- 6. Mortgage Capital Development Corporation 8
- 7. First Western SBLC, Inc 8
- 8. Commonwealth Business Bank 5
Get matched to a Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels lender →
Where Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels gets funded
Top states by loan count
- 1. Texas 29
- 2. Indiana 23
- 3. Georgia 22
- 4. Ohio 25
- 5. Florida 19
- 6. California 16
- 7. North Carolina 14
- 8. New York 15
Financing a Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels SBA financing FAQ
How much does a Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels franchisee is $3.1M, and the middle half of Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels's 307 loans run $2.0M to $4.4M. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels's franchise disclosure document.
Can you use an SBA loan for Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels?
Yes. Lenders have funded 307 SBA loans to Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels franchisees, worth $947.7M in all, so Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels?
The data says yes: of Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels's 286 SBA loans that record a business age, 33.2% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels?
By loan count, the most active SBA lenders for Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels are GBank, Millennium Bank, Peoples Bank, among others. A lender already active with your brand often moves faster.
What is Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels's SBA charge-off rate?
Across Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels's 213 SBA 7(a) loans, 0.9% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels?
Both. Of Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels's 307 SBA loans, 213 were 7(a) (franchise fee, build-out, equipment, working capital) and 94 were 504 (owner-occupied real estate). The median Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice Hotels loan term is 25 years.