Franchise financing
DAYS INN franchise financing
What it costs to finance a DAYS INN franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 405
- Total funded
- $684.4M
- Median loan
- $1.4M
- 7(a) charge-off
- 1.2%
What financing a DAYS INN franchise costs
The median SBA loan to a DAYS INN franchisee is $1.4M, and the middle half of DAYS INN's 405 loans run $1.0M to $2.2M (average $1.7M). Across all SBA-financed franchises the median loan is $350K. DAYS INN buyers borrow more than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median DAYS INN loan runs 25 years. Model your numbers with the franchise financing calculator.
Of the 360 DAYS INN loans where the SBA recorded a business age, 26.4% went to new businesses two years old or younger. The rest funded existing operations.
How to finance DAYS INN
DAYS INN franchisees have financed with 405 SBA loans since FY2010, averaging $1.7M each. Of those, 324 ran through the 7(a) program (franchise fee, build-out, equipment, and working capital) and 81 through 504 (owner-occupied real estate). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
DAYS INN's 7(a) charge-off rate is 1.2% across 324 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance DAYS INN
By SBA loan count
Where DAYS INN gets funded
Top states by loan count
- 1. California 34
- 2. Texas 39
- 3. Washington 22
- 4. North Carolina 33
- 5. Georgia 37
- 6. Pennsylvania 19
- 7. Florida 23
- 8. New York 13
Financing a DAYS INN?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
DAYS INN SBA financing FAQ
How much does a DAYS INN franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a DAYS INN franchisee is $1.4M, and the middle half of DAYS INN's 405 loans run $1.0M to $2.2M. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of DAYS INN's franchise disclosure document.
Can you use an SBA loan for DAYS INN?
Yes. Lenders have funded 405 SBA loans to DAYS INN franchisees, worth $684.4M in all, so DAYS INN is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for DAYS INN?
The data says yes: of DAYS INN's 360 SBA loans that record a business age, 26.4% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance DAYS INN?
By loan count, the most active SBA lenders for DAYS INN are Bank of Hope, First Western SBLC, Inc, BankUnited, National Association, among others. A lender already active with your brand often moves faster.
What is DAYS INN's SBA charge-off rate?
Across DAYS INN's 324 SBA 7(a) loans, 1.2% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits DAYS INN?
Both. Of DAYS INN's 405 SBA loans, 324 were 7(a) (franchise fee, build-out, equipment, working capital) and 81 were 504 (owner-occupied real estate). The median DAYS INN loan term is 25 years.