SBA lender profile
PromiseOne Bank
PromiseOne Bank appears in the public SBA loan data with 1,147 funded 7(a) loans since FY2010, totaling $1.2B, an average of $1.1M per loan, and an estimated 11,428 jobs supported. Its SBA lending concentrates in Georgia and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 1.7%. 90.2% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 82
- Scale 94
- Activity 91
- Consistency 85
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is PromiseOne Bank the right lender for you?
Lenders fund what they know. PromiseOne Bank's SBA lending concentrates in Georgia (478 loans) and Accommodation and Food Services (524 loans), at an average loan of $1.1M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $840M
- Headquarters
- Duluth, GA
- FDIC cert
- #58657
- Status
- Active
Where PromiseOne Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Georgia | 478 | $417.9M |
| Florida | 90 | $132.4M |
| Texas | 100 | $107.5M |
| North Carolina | 55 | $69.8M |
| Colorado | 51 | $63.6M |
| South Carolina | 40 | $61.6M |
Metro areas where PromiseOne Bank funds
What PromiseOne Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 524 | $705.0M |
| Retail Trade | 318 | $284.5M |
| Other Services | 84 | $56.1M |
| Agriculture, Forestry, Fishing | 43 | $48.2M |
| Health Care and Social Assistance | 55 | $32.3M |
| Wholesale Trade | 34 | $24.6M |
PromiseOne Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 14 | $8.7M |
| 2011 | 37 | $21.5M |
| 2012 | 35 | $31.0M |
| 2013 | 73 | $55.3M |
| 2014 | 48 | $47.2M |
| 2015 | 90 | $101.8M |
| 2016 | 113 | $118.8M |
| 2017 | 120 | $124.5M |
| 2018 | 128 | $131.1M |
| 2019 | 110 | $166.6M |
| 2020 | 107 | $128.8M |
| 2021 | 76 | $83.9M |
| 2022 | 28 | $31.3M |
| 2023 | 44 | $45.4M |
| 2024 | 34 | $37.5M |
| 2025 | 61 | $61.3M |
| 2026 | 29 | $15.5M |
Related SBA lenders
Other lenders active in Georgia or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
PromiseOne Bank: frequently asked questions
Does PromiseOne Bank offer SBA loans?
Yes. PromiseOne Bank appears in the public SBA data with 1,147 funded SBA 7(a) loans totaling $1.2B.
How many SBA loans has PromiseOne Bank made?
PromiseOne Bank is associated with 1,147 SBA 7(a) loans totaling $1.2B in the public SBA data (as of 2026-03-31).
What is PromiseOne Bank's SBA charge-off rate?
About 1.7% of PromiseOne Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does PromiseOne Bank do most of its SBA lending?
PromiseOne Bank's SBA lending in the data is most concentrated in Georgia, and by industry in Accommodation and Food Services.
Is PromiseOne Bank an SBA Preferred Lender (PLP)?
The loan record shows PromiseOne Bank operating under PLP delegated authority: 1,035 of its 7(a) loans (90.2%) were processed through the Preferred Lenders Program, including 116 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). PromiseOne Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/promiseone-bank/
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