Franchise financing
MASSAGE HEIGHTS franchise financing
What it costs to finance a MASSAGE HEIGHTS franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 108
- Total funded
- $43.2M
- Median loan
- $381K
- 7(a) charge-off
- 14.0%
What financing a MASSAGE HEIGHTS franchise costs
The median SBA loan to a MASSAGE HEIGHTS franchisee is $381K, and the middle half of MASSAGE HEIGHTS's 108 loans run $231K to $463K (average $400K). Across all SBA-financed franchises the median loan is $350K. MASSAGE HEIGHTS buyers borrow more than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median MASSAGE HEIGHTS loan runs 10 years. Model your numbers with the franchise financing calculator.
Of the 106 MASSAGE HEIGHTS loans where the SBA recorded a business age, 72.6% went to new businesses two years old or younger. The rest funded existing operations.
How to finance MASSAGE HEIGHTS
MASSAGE HEIGHTS franchisees have financed with 108 SBA loans since FY2010, averaging $400K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (107 of the 108 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
MASSAGE HEIGHTS's 7(a) charge-off rate is 14.0% across 107 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance MASSAGE HEIGHTS
By SBA loan count
Where MASSAGE HEIGHTS gets funded
Top states by loan count
- 1. Texas 35
- 2. California 12
- 3. Iowa 10
- 4. Kansas 8
- 5. Georgia 10
- 6. Missouri 5
- 7. Florida 6
- 8. Tennessee 3
Financing a MASSAGE HEIGHTS?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
MASSAGE HEIGHTS SBA financing FAQ
How much does a MASSAGE HEIGHTS franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a MASSAGE HEIGHTS franchisee is $381K, and the middle half of MASSAGE HEIGHTS's 108 loans run $231K to $463K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of MASSAGE HEIGHTS's franchise disclosure document.
Can you use an SBA loan for MASSAGE HEIGHTS?
Yes. Lenders have funded 108 SBA loans to MASSAGE HEIGHTS franchisees, worth $43.2M in all, so MASSAGE HEIGHTS is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for MASSAGE HEIGHTS?
The data says yes: of MASSAGE HEIGHTS's 106 SBA loans that record a business age, 72.6% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance MASSAGE HEIGHTS?
By loan count, the most active SBA lenders for MASSAGE HEIGHTS are Simmons Bank, Arvest Bank, The Huntington National Bank, among others. A lender already active with your brand often moves faster.
What is MASSAGE HEIGHTS's SBA charge-off rate?
Across MASSAGE HEIGHTS's 107 SBA 7(a) loans, 14.0% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits MASSAGE HEIGHTS?
Mostly 7(a): 107 of MASSAGE HEIGHTS's 108 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median MASSAGE HEIGHTS loan term is 10 years.