Franchise financing
Meineke Car Care Center franchise financing
What it costs to finance a Meineke Car Care Center franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 139
- Total funded
- $81.1M
- Median loan
- $400K
- 7(a) charge-off
- 5.3%
What financing a Meineke Car Care Center franchise costs
The median SBA loan to a Meineke Car Care Center franchisee is $400K, and the middle half of Meineke Car Care Center's 139 loans run $257K to $744K (average $583K). Across all SBA-financed franchises the median loan is $350K. Meineke Car Care Center buyers borrow more than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median Meineke Car Care Center loan runs 10 years. Model your numbers with the franchise financing calculator.
Of the 133 Meineke Car Care Center loans where the SBA recorded a business age, 51.9% went to new businesses two years old or younger. The rest funded existing operations.
How to finance Meineke Car Care Center
Meineke Car Care Center franchisees have financed with 139 SBA loans since FY2010, averaging $583K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (131 of the 139 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
Meineke Car Care Center's 7(a) charge-off rate is 5.3% across 131 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance Meineke Car Care Center
By SBA loan count
Where Meineke Car Care Center gets funded
Top states by loan count
- 1. Texas 20
- 2. Illinois 9
- 3. North Carolina 9
- 4. Georgia 8
- 5. Florida 9
- 6. California 10
- 7. Maryland 5
- 8. Virginia 9
Financing a Meineke Car Care Center?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
Meineke Car Care Center SBA financing FAQ
How much does a Meineke Car Care Center franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a Meineke Car Care Center franchisee is $400K, and the middle half of Meineke Car Care Center's 139 loans run $257K to $744K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of Meineke Car Care Center's franchise disclosure document.
Can you use an SBA loan for Meineke Car Care Center?
Yes. Lenders have funded 139 SBA loans to Meineke Car Care Center franchisees, worth $81.1M in all, so Meineke Car Care Center is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for Meineke Car Care Center?
The data says yes: of Meineke Car Care Center's 133 SBA loans that record a business age, 51.9% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance Meineke Car Care Center?
By loan count, the most active SBA lenders for Meineke Car Care Center are Live Oak Banking Company, Celtic Bank Corporation, Firstrust Savings Bank, among others. A lender already active with your brand often moves faster.
What is Meineke Car Care Center's SBA charge-off rate?
Across Meineke Car Care Center's 131 SBA 7(a) loans, 5.3% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits Meineke Car Care Center?
Mostly 7(a): 131 of Meineke Car Care Center's 139 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median Meineke Car Care Center loan term is 10 years.