Franchise financing
POPEYES LOUISIANA KITCHEN franchise financing
What it costs to finance a POPEYES LOUISIANA KITCHEN franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 139
- Total funded
- $137.3M
- Median loan
- $765K
- 7(a) charge-off
- 0.0%
What financing a POPEYES LOUISIANA KITCHEN franchise costs
The median SBA loan to a POPEYES LOUISIANA KITCHEN franchisee is $765K, and the middle half of POPEYES LOUISIANA KITCHEN's 139 loans run $483K to $1.3M (average $987K). Across all SBA-financed franchises the median loan is $350K. POPEYES LOUISIANA KITCHEN buyers borrow more than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median POPEYES LOUISIANA KITCHEN loan runs 20 years. Model your numbers with the franchise financing calculator.
Of the 117 POPEYES LOUISIANA KITCHEN loans where the SBA recorded a business age, 47.0% went to new businesses two years old or younger. The rest funded existing operations.
How to finance POPEYES LOUISIANA KITCHEN
POPEYES LOUISIANA KITCHEN franchisees have financed with 139 SBA loans since FY2010, averaging $987K each. Of those, 87 ran through the 7(a) program (franchise fee, build-out, equipment, and working capital) and 52 through 504 (owner-occupied real estate). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
POPEYES LOUISIANA KITCHEN's 7(a) charge-off rate is 0.0% across 87 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance POPEYES LOUISIANA KITCHEN
By SBA loan count
Where POPEYES LOUISIANA KITCHEN gets funded
Top states by loan count
- 1. California 19
- 2. Illinois 17
- 3. Florida 13
- 4. Alabama 11
- 5. Iowa 7
- 6. Ohio 5
- 7. Texas 7
- 8. South Carolina 5
Financing a POPEYES LOUISIANA KITCHEN?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
POPEYES LOUISIANA KITCHEN SBA financing FAQ
How much does a POPEYES LOUISIANA KITCHEN franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a POPEYES LOUISIANA KITCHEN franchisee is $765K, and the middle half of POPEYES LOUISIANA KITCHEN's 139 loans run $483K to $1.3M. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of POPEYES LOUISIANA KITCHEN's franchise disclosure document.
Can you use an SBA loan for POPEYES LOUISIANA KITCHEN?
Yes. Lenders have funded 139 SBA loans to POPEYES LOUISIANA KITCHEN franchisees, worth $137.3M in all, so POPEYES LOUISIANA KITCHEN is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for POPEYES LOUISIANA KITCHEN?
The data says yes: of POPEYES LOUISIANA KITCHEN's 117 SBA loans that record a business age, 47.0% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance POPEYES LOUISIANA KITCHEN?
By loan count, the most active SBA lenders for POPEYES LOUISIANA KITCHEN are Byline Bank, The Huntington National Bank, Pan American Bank & Trust, among others. A lender already active with your brand often moves faster.
What is POPEYES LOUISIANA KITCHEN's SBA charge-off rate?
Across POPEYES LOUISIANA KITCHEN's 87 SBA 7(a) loans, 0.0% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits POPEYES LOUISIANA KITCHEN?
Both. Of POPEYES LOUISIANA KITCHEN's 139 SBA loans, 87 were 7(a) (franchise fee, build-out, equipment, working capital) and 52 were 504 (owner-occupied real estate). The median POPEYES LOUISIANA KITCHEN loan term is 20 years.