SBA lender profile
Commercial Bank of California
Commercial Bank of California appears in the public SBA loan data with 229 funded 7(a) loans totaling $330.6M, an average of $1.4M per loan, and an estimated 3,172 jobs supported. Its SBA lending concentrates in California and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
229
Total volume
$330.6M
Average loan size
$1.4M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
3,172
Programs
7(a)
Bank profile
via FDIC- Total assets
- $3.9B
- Headquarters
- Irvine, CA
- FDIC cert
- #57417
- Status
- Active
Where Commercial Bank of California lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 182 | $261.3M |
| Virginia | 2 | $9.8M |
| Oregon | 2 | $8.3M |
| Texas | 6 | $6.7M |
| New York | 3 | $6.3M |
| North Carolina | 2 | $5.5M |
What Commercial Bank of California funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 59 | $108.0M |
| Manufacturing | 20 | $47.0M |
| Retail Trade | 32 | $38.1M |
| Health Care and Social Assistance | 28 | $34.4M |
| Other Services | 32 | $31.9M |
| Wholesale Trade | 12 | $15.1M |
Commercial Bank of California SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 30 | $47.4M |
| 2021 | 72 | $105.0M |
| 2022 | 22 | $36.2M |
| 2023 | 27 | $41.7M |
| 2024 | 14 | $21.0M |
| 2025 | 36 | $49.6M |
| 2026 | 28 | $29.8M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Commercial Bank of California's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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