SBA lender profile
Commercial Bank of California
Commercial Bank of California appears in the public SBA loan data with 538 funded 7(a) loans since FY2010, totaling $623.3M, an average of $1.2M per loan, and an estimated 11,125 jobs supported. Its SBA lending concentrates in California and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 1.5%. 83.5% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 83
- Scale 88
- Activity 89
- Consistency 86
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Commercial Bank of California the right lender for you?
Lenders fund what they know. Commercial Bank of California's SBA lending concentrates in California (476 loans) and Accommodation and Food Services (135 loans), at an average loan of $1.2M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $3.9B
- Headquarters
- Irvine, CA
- FDIC cert
- #57417
- Status
- Active
Where Commercial Bank of California lends
Top states by funded SBA volume.
Metro areas where Commercial Bank of California funds
What Commercial Bank of California funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 135 | $213.6M |
| Retail Trade | 86 | $81.0M |
| Manufacturing | 47 | $69.4M |
| Health Care and Social Assistance | 57 | $63.1M |
| Other Services | 53 | $50.2M |
| Wholesale Trade | 42 | $43.4M |
Commercial Bank of California SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 38 | $19.4M |
| 2011 | 44 | $34.4M |
| 2012 | 24 | $15.0M |
| 2013 | 30 | $18.8M |
| 2014 | 22 | $23.1M |
| 2015 | 33 | $34.2M |
| 2016 | 24 | $28.7M |
| 2017 | 36 | $52.9M |
| 2018 | 31 | $33.4M |
| 2019 | 27 | $32.8M |
| 2020 | 30 | $47.4M |
| 2021 | 72 | $105.0M |
| 2022 | 22 | $36.2M |
| 2023 | 27 | $41.7M |
| 2024 | 14 | $21.0M |
| 2025 | 36 | $49.6M |
| 2026 | 28 | $29.8M |
Related SBA lenders
Other lenders active in California or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Commercial Bank of California: frequently asked questions
Does Commercial Bank of California offer SBA loans?
Yes. Commercial Bank of California appears in the public SBA data with 538 funded SBA 7(a) loans totaling $623.3M.
How many SBA loans has Commercial Bank of California made?
Commercial Bank of California is associated with 538 SBA 7(a) loans totaling $623.3M in the public SBA data (as of 2026-03-31).
What is Commercial Bank of California's SBA charge-off rate?
About 1.5% of Commercial Bank of California's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Commercial Bank of California do most of its SBA lending?
Commercial Bank of California's SBA lending in the data is most concentrated in California, and by industry in Accommodation and Food Services.
Is Commercial Bank of California an SBA Preferred Lender (PLP)?
The loan record shows Commercial Bank of California operating under PLP delegated authority: 449 of its 7(a) loans (83.5%) were processed through the Preferred Lenders Program, including 72 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Commercial Bank of California SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/commercial-bank-of-california/
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