Franchise financing
School of Rock franchise financing
What it costs to finance a School of Rock franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 114
- Total funded
- $41.1M
- Median loan
- $349K
- 7(a) charge-off
- 0.0%
What financing a School of Rock franchise costs
The median SBA loan to a School of Rock franchisee is $349K, and the middle half of School of Rock's 114 loans run $175K to $508K (average $361K). Across all SBA-financed franchises the median loan is $350K. School of Rock buyers borrow less than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median School of Rock loan runs 10 years. Model your numbers with the franchise financing calculator.
Of the 111 School of Rock loans where the SBA recorded a business age, 82.9% went to new businesses two years old or younger. The rest funded existing operations.
How to finance School of Rock
School of Rock franchisees have financed with 114 SBA loans since FY2010, averaging $361K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (112 of the 114 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
School of Rock's 7(a) charge-off rate is 0.0% across 112 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance School of Rock
By SBA loan count
Where School of Rock gets funded
Top states by loan count
- 1. California 12
- 2. Washington 8
- 3. Texas 10
- 4. Illinois 6
- 5. Florida 4
- 6. New York 6
- 7. Ohio 8
- 8. Virginia 5
Financing a School of Rock?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
School of Rock SBA financing FAQ
How much does a School of Rock franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a School of Rock franchisee is $349K, and the middle half of School of Rock's 114 loans run $175K to $508K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of School of Rock's franchise disclosure document.
Can you use an SBA loan for School of Rock?
Yes. Lenders have funded 114 SBA loans to School of Rock franchisees, worth $41.1M in all, so School of Rock is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for School of Rock?
The data says yes: of School of Rock's 111 SBA loans that record a business age, 82.9% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance School of Rock?
By loan count, the most active SBA lenders for School of Rock are Wells Fargo Bank National Association, The Huntington National Bank, Ameris Bank, among others. A lender already active with your brand often moves faster.
What is School of Rock's SBA charge-off rate?
Across School of Rock's 112 SBA 7(a) loans, 0.0% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits School of Rock?
Mostly 7(a): 112 of School of Rock's 114 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median School of Rock loan term is 10 years.