SBA lender profile
Meridian Bank
Meridian Bank appears in the public SBA loan data with 871 funded 7(a) loans since FY2010, totaling $793.2M, an average of $911K per loan, and an estimated 13,488 jobs supported. Its SBA lending concentrates in Pennsylvania and the Construction sector. Across its 7(a) loans, the charge-off rate is 1.0%. 69.2% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 88
- Scale 92
- Activity 96
- Consistency 72
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Meridian Bank the right lender for you?
Lenders fund what they know. Meridian Bank's SBA lending concentrates in Pennsylvania (414 loans) and Construction (136 loans), at an average loan of $911K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $11.6B
- Headquarters
- Reading, PA
- FDIC cert
- #11870
- Status
- Inactive
Where Meridian Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Pennsylvania | 414 | $371.1M |
| New Jersey | 200 | $188.9M |
| Florida | 45 | $43.2M |
| Maryland | 28 | $29.9M |
| California | 20 | $19.8M |
| North Carolina | 21 | $18.8M |
Metro areas where Meridian Bank funds
What Meridian Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 136 | $130.6M |
| Manufacturing | 112 | $120.5M |
| Accommodation and Food Services | 120 | $89.5M |
| Professional and Technical Services | 83 | $79.5M |
| Administrative and Support | 69 | $66.8M |
| Retail Trade | 60 | $55.4M |
Meridian Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2011 | 1 | $315K |
| 2012 | 3 | $2.1M |
| 2013 | 3 | $4.2M |
| 2014 | 1 | $1.2M |
| 2016 | 2 | $2.0M |
| 2017 | 1 | $1.2M |
| 2018 | 1 | $1.9M |
| 2019 | 53 | $37.2M |
| 2020 | 82 | $71.1M |
| 2021 | 200 | $186.7M |
| 2022 | 122 | $116.8M |
| 2023 | 138 | $128.8M |
| 2024 | 120 | $98.5M |
| 2025 | 125 | $128.2M |
| 2026 | 19 | $12.9M |
Related SBA lenders
Other lenders active in Pennsylvania or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
Meridian Bank: frequently asked questions
Does Meridian Bank offer SBA loans?
Yes. Meridian Bank appears in the public SBA data with 871 funded SBA 7(a) loans totaling $793.2M.
How many SBA loans has Meridian Bank made?
Meridian Bank is associated with 871 SBA 7(a) loans totaling $793.2M in the public SBA data (as of 2026-03-31).
What is Meridian Bank's SBA charge-off rate?
About 1.0% of Meridian Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Meridian Bank do most of its SBA lending?
Meridian Bank's SBA lending in the data is most concentrated in Pennsylvania, and by industry in Construction.
Is Meridian Bank an SBA Preferred Lender (PLP)?
The loan record shows Meridian Bank operating under PLP delegated authority: 603 of its 7(a) loans (69.2%) were processed through the Preferred Lenders Program, including 181 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Meridian Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/meridian-bank/
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