SBA lender profile
Meridian Bank
Meridian Bank appears in the public SBA loan data with 806 funded 7(a) loans totaling $743.0M, an average of $922K per loan, and an estimated 12,547 jobs supported. Its SBA lending concentrates in Pennsylvania and the Construction sector. Across all of its loans in the data, its charge-off rate is 1.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
806
Total volume
$743.0M
Average loan size
$922K
Charge-off rate
1.0%
Share of funded loans charged off
Jobs supported (reported)
12,547
Programs
7(a)
Bank profile
via FDIC- Total assets
- $11.6B
- Headquarters
- Reading, PA
- FDIC cert
- #11870
- Status
- Inactive
Where Meridian Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Pennsylvania | 367 | $329.0M |
| New Jersey | 186 | $182.8M |
| Florida | 45 | $43.2M |
| Maryland | 28 | $29.9M |
| California | 20 | $19.8M |
| North Carolina | 21 | $18.8M |
What Meridian Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 122 | $122.4M |
| Manufacturing | 99 | $107.0M |
| Accommodation and Food Services | 119 | $86.3M |
| Professional and Technical Services | 79 | $77.1M |
| Administrative and Support | 65 | $61.3M |
| Retail Trade | 55 | $52.4M |
Meridian Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 82 | $71.1M |
| 2021 | 200 | $186.7M |
| 2022 | 122 | $116.8M |
| 2023 | 138 | $128.8M |
| 2024 | 120 | $98.5M |
| 2025 | 125 | $128.2M |
| 2026 | 19 | $12.9M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Meridian Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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